# HelloMoney by AUB vs PBCOMobile

The clearest difference is ratings volume: HelloMoney by AUB at 549 against PBCOMobile's 2. HelloMoney by AUB also leads on update cadence (fortnightly vs every 6 weeks). PBCOMobile's advantage is rating (5.0 vs 4.8) and iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PBCOMobile holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: HelloMoney by AUB has 549 ratings behind it against 2, so its average is the more settled of the two.

HelloMoney by AUB ships an update fortnightly, PBCOMobile every 6 weeks. The most recent releases landed on October 16, 2026 and September 29, 2026 respectively.

## The numbers

| Metric | HelloMoney by AUB | PBCOMobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (549 ratings)](https://appshunter.io/ios/app/hellomoney-by-aub/id1459989013/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/pbcomobile/id1481294310/reviews)** |
| Number of ratings | **549** | 2 |
| Positive reviews | 60.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 100 MB | 40 MB |
| Requires iOS | 15.6 | **12.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Asia United Bank](https://appshunter.io/developer/1334533311) | [PHILIPPINE BANK OF COMMUNICATIONS](https://appshunter.io/developer/1153951187) |

## What reviewers say

### HelloMoney by AUB

[App page](https://appshunter.io/ios/app/hellomoney-by-aub/id1459989013)

This eWallet app offers a secure and efficient way for Filipinos to manage their finances. Open a prepaid bank account instantly with just your face as ID, with no hidden fees or maintaining balance required. Enjoy 24/7 fund transfers, QR payments, bill payments, and online shopping with a virtual Mastercard.

**Highlights:** Instant account opening with face ID, 24/7 fund transfers via InstaPay, QR code generation and payments, Cash out via partner branches, Load and bills payment, Virtual Mastercard for online shopping, ATM card optional

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PBCOMobile

[App page](https://appshunter.io/ios/app/pbcomobile/id1481294310)

Manage your finances entirely from your smartphone. Open accounts, make payments, and transfer funds without visiting a branch. Access your money anytime, anywhere with a globally accepted debit card.

**Highlights:** Open accounts remotely, Digital ID and signature upload, Mobile payments and transfers, ATM and partner store deposits/withdrawals, Global debit card acceptance, Scheduled and recurring transactions, Account and debit card management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is HelloMoney by AUB free?

HelloMoney by AUB is free to download, with no in-app purchases.

### Is PBCOMobile free?

PBCOMobile is free to download, with no in-app purchases.

### Which has better reviews, HelloMoney by AUB or PBCOMobile?

PBCOMobile is rated higher. HelloMoney by AUB averages 4.8 out of 5 from 549 ratings, while PBCOMobile averages 5.0 from 2 ratings.

### Do HelloMoney by AUB or PBCOMobile have ads?

Neither HelloMoney by AUB nor PBCOMobile shows ads.

### Which is updated more often, HelloMoney by AUB or PBCOMobile?

HelloMoney by AUB ships an update fortnightly, and PBCOMobile every 6 weeks. Most recently, HelloMoney by AUB was updated on October 16, 2026 and PBCOMobile on September 29, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*