# HelloMoney by AUB vs ATRAM PERA

The clearest difference is update cadence: HelloMoney by AUB at fortnightly against ATRAM PERA's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HelloMoney by AUB ships an update fortnightly, ATRAM PERA monthly. The most recent releases landed on October 16, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | HelloMoney by AUB | ATRAM PERA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (549 ratings)](https://appshunter.io/ios/app/hellomoney-by-aub/id1459989013/reviews)** | — |
| Number of ratings | **549** | — |
| Positive reviews | 60.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free | — |
| Size | 100 MB | 79 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Asia United Bank](https://appshunter.io/developer/1334533311) | [ATRAM Trust Corporation](https://appshunter.io/developer/1571096759) |

## What reviewers say

### HelloMoney by AUB

[App page](https://appshunter.io/ios/app/hellomoney-by-aub/id1459989013)

This eWallet app offers a secure and efficient way for Filipinos to manage their finances. Open a prepaid bank account instantly with just your face as ID, with no hidden fees or maintaining balance required. Enjoy 24/7 fund transfers, QR payments, bill payments, and online shopping with a virtual Mastercard.

**Highlights:** Instant account opening with face ID, 24/7 fund transfers via InstaPay, QR code generation and payments, Cash out via partner branches, Load and bills payment, Virtual Mastercard for online shopping, ATM card optional

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### ATRAM PERA

[App page](https://appshunter.io/ios/app/atram-pera/id6502898322)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is HelloMoney by AUB free?

HelloMoney by AUB is free to download, with no in-app purchases.

### Is ATRAM PERA free?

ATRAM PERA is free to download, with no in-app purchases.

### Do HelloMoney by AUB or ATRAM PERA have ads?

Neither HelloMoney by AUB nor ATRAM PERA shows ads.

### Which is updated more often, HelloMoney by AUB or ATRAM PERA?

HelloMoney by AUB ships an update fortnightly, and ATRAM PERA monthly. Most recently, HelloMoney by AUB was updated on October 16, 2026 and ATRAM PERA on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*