# MOZE vs Money Talks

The clearest difference is rating: Money Talks at 4.7 against MOZE's 4.5. Money Talks also leads on review sentiment (100% vs 87%) and update cadence (every 4 days vs weekly). MOZE's advantage is ratings volume (67 vs 6) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. MOZE sells 12 in-app purchases, starting at $1.99 per month and Money Talks sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Money Talks holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: MOZE has 67 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 87% of MOZE's written reviews are positive against 100% of Money Talks's.

MOZE ships an update weekly, Money Talks every 4 days. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | MOZE | Money Talks |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (67 ratings)](https://appshunter.io/ios/app/moze/id1460011387/reviews) | **[4.7 (6 ratings)](https://appshunter.io/ios/app/money-talks-expense-tracker/id6753856530/reviews)** |
| Number of ratings | **67** | 6 |
| Positive reviews | 86.6% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Weekly | **Every 4 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 216 MB | 53 MB |
| Requires iOS | **17.0** | 18.0 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [MOZE Co., Ltd.](https://appshunter.io/developer/934668222) | [Kai Teng Hou](https://appshunter.io/developer/1833864329) |

## What reviewers say

### MOZE

[App page](https://appshunter.io/ios/app/moze/id1460011387)

Effortlessly track your income and expenses with this powerful financial management app. It offers multi-account support, budget planning, detailed reports, and even cryptocurrency tracking. Regain control of your finances with a beautiful and intuitive interface.

**Highlights:** Multi-account and cross-currency bookkeeping, Budget planning and project grouping, Detailed statistical and comparison reports, Credit card management and rewards tracking, Cryptocurrency tracking, Taiwan E-invoice integration, Customizable categories and themes

**Features:** macOS Compatibility, Family Sharing, Apple Watch app

**In-app purchases (12)**

| Purchase | Price | Billing |
| --- | --- | --- |
| MOZE MONTHLY PREMIUM PLAN | $1.99 | per month |
| MOZE YEARLY PREMIUM PLAN | $19.99 | per year |
| TW Account Icon Set 1 | Free | one-time |
| TW Account Icon Set 2 | Free | one-time |
| CN Account Icon Set 1 | Free | one-time |
| CN Account Icon Set 2 | Free | one-time |
| CN Account Icon Set 4 | Free | one-time |
| CN Account Icon Set 3 | Free | one-time |
| TW Account Icon Set 4 | Free | one-time |
| TW Account Icon Set 3 | Free | one-time |
| HK Account Icon Set 1 | Free | one-time |
| TW Account Icon Set 5 | Free | one-time |


### Money Talks

[App page](https://appshunter.io/ios/app/money-talks-expense-tracker/id6753856530)

Effortlessly log expenses using voice commands or by scanning receipts with AI. Get insights into your spending habits with a conversational financial assistant. Manage your cash flow and understand where your money goes.

**Highlights:** Voice expense logging, AI receipt scanning, Conversational financial assistant, Spending habit analysis, Cash flow tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 月費 | $1.99 | per month |
| 年費 | $14.99 | per year |
| 終生 | $49.99 | one-time |


## Frequently asked questions

### Is MOZE free?

MOZE is free to download, with in-app purchases available.

### Is Money Talks free?

Money Talks is free to download, with in-app purchases available.

### Which has better reviews, MOZE or Money Talks?

Money Talks is rated higher. MOZE averages 4.5 out of 5 from 67 ratings, while Money Talks averages 4.7 from 6 ratings.

### Do MOZE or Money Talks have ads?

Neither MOZE nor Money Talks shows ads.

### Which is updated more often, MOZE or Money Talks?

MOZE ships an update weekly, and Money Talks every 4 days. Most recently, MOZE was updated on October 29, 2026 and Money Talks on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*