# 電マネ管理 | 電子マネーのアプリ vs クレジットカードの引き落とし管理「Ochibi」

The clearest difference is ads: クレジットカードの引き落とし管理「Ochibi」 at none against 電マネ管理 | 電子マネーのアプリ's shown. クレジットカードの引き落とし管理「Ochibi」 also leads on update cadence (fortnightly vs every 2 months). 電マネ管理 | 電子マネーのアプリ's advantage is iOS requirement (13.0 vs 17.6). On price, review sentiment, in-app purchases and monetization model there is nothing between them.

Both are free to download. 電マネ管理 | 電子マネーのアプリ sells 1 one-off in-app purchase and クレジットカードの引き落とし管理「Ochibi」 sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

電マネ管理 | 電子マネーのアプリ ships an update every 2 months, クレジットカードの引き落とし管理「Ochibi」 fortnightly. The most recent releases landed on October 8, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | 電マネ管理 | 電子マネーのアプリ | クレジットカードの引き落とし管理「Ochibi」 |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | **65.0% of reviews** | 64.7% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 23 MB | 16 MB |
| Requires iOS | **13.0** | 17.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Kazuya Kobayashi](https://appshunter.io/developer/906985632) | [Kouki Yamashita](https://appshunter.io/developer/1842479619) |

## What reviewers say

### 電マネ管理 | 電子マネーのアプリ

[App page](https://appshunter.io/ios/app/id1460113091)

Easily manage multiple electronic money cards by registering them and tracking payments and top-up records. The app automatically updates balances and supports auto-recharge settings for convenience.

**Highlights:** Register multiple electronic money cards, Track payment and top-up records, Automatic balance updates, Supports auto-recharge functionality, Customize card names and colors

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 広告非表示 | $4.99 | one-time |


### クレジットカードの引き落とし管理「Ochibi」

[App page](https://appshunter.io/ios/app/ochibi/id6753298902)

This app helps you manage monthly payments, subscriptions, and fixed expenses. It organizes upcoming charges from banks and cards, providing clear visibility of when and where funds will be debited. Avoid missed payments with timely reminders and review your spending habits.

**Highlights:** Monthly payment overview, Subscription and fixed cost management, Automatic business day calculation for due dates, Payment reminder notifications, Spending analysis and review, Simple and user-friendly design

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro月額プラン | $0.99 | per month |
| ochibi-Pro | $6.99 | one-time |


## Frequently asked questions

### Is 電マネ管理 | 電子マネーのアプリ free?

電マネ管理 | 電子マネーのアプリ is free to download, with in-app purchases available.

### Is クレジットカードの引き落とし管理「Ochibi」 free?

クレジットカードの引き落とし管理「Ochibi」 is free to download, with in-app purchases available.

### Do 電マネ管理 | 電子マネーのアプリ or クレジットカードの引き落とし管理「Ochibi」 have ads?

電マネ管理 | 電子マネーのアプリ shows ads; クレジットカードの引き落とし管理「Ochibi」 does not.

### Which is updated more often, 電マネ管理 | 電子マネーのアプリ or クレジットカードの引き落とし管理「Ochibi」?

電マネ管理 | 電子マネーのアプリ ships an update every 2 months, and クレジットカードの引き落とし管理「Ochibi」 fortnightly. Most recently, 電マネ管理 | 電子マネーのアプリ was updated on October 8, 2026 and クレジットカードの引き落とし管理「Ochibi」 on October 19, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*