# Bankily vs BCIpay

The clearest difference is ratings volume: Bankily at 1.4K against BCIpay's 17. Bankily also leads on review sentiment (23% vs 0%). BCIpay's advantage is iOS requirement (12.0 vs 15.6). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BCIpay holds the better App Store score, 3.9 against 3.7. That said, the two scores are not equally well evidenced: Bankily has 1.4K ratings behind it against 17, so its average is the more settled of the two. Written reviews complicate that: 23% of Bankily's written reviews are positive against 0% of BCIpay's, so the app with the better star average is not the one people write more warmly about.

Bankily ships an update every 2 months, BCIpay every 6 weeks. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Bankily | BCIpay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (1.4K ratings)](https://appshunter.io/ios/app/bankily/id1460115201/reviews) | **[3.9 (17 ratings)](https://appshunter.io/ios/app/bcipay/id6470744757/reviews)** |
| Number of ratings | **1.4K** | 17 |
| Positive reviews | **23.2% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 6 weeks** |
| Monetization | Free | Free |
| Size | 75 MB | 49 MB |
| Requires iOS | 15.6 | **12.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BANQUE POPULAIRE DE MAURITANIE](https://appshunter.io/developer/1459238590) | [BCI (Banque pour le Commerce et l'Industrie - Mali - BCI-Group)](https://appshunter.io/developer/1639874534) |

## What reviewers say

### Bankily

[App page](https://appshunter.io/ios/app/bankily/id1460115201)

This mobile banking app allows users to open and manage bank accounts directly from their phones. It facilitates money transfers, merchant payments, bill payments, and phone credit top-ups, aiming to promote financial inclusion.

**Highlights:** Open and manage bank accounts, Money transfers, Merchant payments, Bill payments (electricity, water, internet), Phone credit top-ups, Cash deposits and withdrawals via agents

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use interface
- 💰 Convenient digital wallet for money transfers
- 🚀 Fast transaction processing
- 🔒 First digital banking solution in Mauritania
- ✨ Good overall service quality

**What reviewers complain about**

- 🔐 Account lockout issues after failed login attempts
- 📱 OTP messages frequently not received or delayed
- ❌ No phone customer support available
- 🚫 Severe restrictions when logging in from new device
- ⏱️ Slow and unresponsive customer service

**Reported bugs**

- OTP verification not working for 3+ days
- App crashes with 'something went wrong' error message
- Login freezing and account access issues
- Notifications not arriving or arriving with significant delay
- Transaction limits incorrectly displayed

**Requested features**

- Phone-based customer support service
- Alternative authentication method besides SMS/OTP
- Push notifications for iPhone users
- API integration for payment gateway on e-commerce sites
- Automatic account verification without agency visit


### BCIpay

[App page](https://appshunter.io/ios/app/bcipay/id6470744757)

Manage your finances with ease, offering cash withdrawals and deposits, merchant payments, bill settlements, and mobile credit top-ups. This all-in-one platform provides convenience and security for your daily financial needs.

**Highlights:** Cash withdrawals and deposits, Merchant payments, Bill payments, Mobile credit top-ups, Secure transactions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Bankily free?

Bankily is free to download, with no in-app purchases.

### Is BCIpay free?

BCIpay is free to download, with no in-app purchases.

### Which has better reviews, Bankily or BCIpay?

BCIpay is rated higher. Bankily averages 3.7 out of 5 from 1.4K ratings, while BCIpay averages 3.9 from 17 ratings.

### Do Bankily or BCIpay have ads?

Neither Bankily nor BCIpay shows ads.

### Which is updated more often, Bankily or BCIpay?

Bankily ships an update every 2 months, and BCIpay every 6 weeks. Most recently, Bankily was updated on October 29, 2026 and BCIpay on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*