# Octo vs Moliyachi

The clearest difference is rating: Octo at 4.5 against Moliyachi's 4.1. Moliyachi's advantage is device support (3 vs 1). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Octo holds the better App Store score, 4.5 against 4.1. Both are backed by a comparable volume of ratings — 51 and 19 respectively. Written reviews split almost evenly too, at 0% and 0% positive.

Octo ships an update fortnightly, Moliyachi weekly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Octo | Moliyachi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (51 ratings)](https://appshunter.io/ios/app/octo-mobile/id1460141475/reviews)** | [4.1 (19 ratings)](https://appshunter.io/ios/app/moliyachi/id6738818487/reviews) |
| Number of ratings | **51** | 19 |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | Free | Free |
| Size | 159 MB | 67 MB |
| Requires iOS | 16.0 | **15.6** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [OCTOBANK, AKSIYADORLIK JAMIYATI](https://appshunter.io/developer/1364905752) | [O'ZBEKISTON RESPUBLIKASI IQTISODIYOT VA MOLIYA VAZIRLIGI HUZURIDAGI AXBOROT TEXNOLOGIYALARI MARKAZI](https://appshunter.io/developer/1854650508) |

## What reviewers say

### Octo

[App page](https://appshunter.io/ios/app/octo-mobile/id1460141475)

Manage your bank accounts on the go with this secure and user-friendly finance app. Check balances, pay bills, transfer funds, and convert currencies. It offers virtual card issuance for online shopping and a travel-focused MasterCard.

**Highlights:** Check balance and transaction history, Pay bills without commission, Transfer money between cards, Currency conversion, Issue virtual cards, Issue MasterCard Gold Aviasales

**Features:** Apple Wallet

**In-app purchases:** none


### Moliyachi

[App page](https://appshunter.io/ios/app/moliyachi/id6738818487)

This app offers a reliable solution for transparently managing the financial processes of budget organizations. It provides tools to monitor financial activities with clarity and efficiency.

**Highlights:** Transparent financial process control, Budget organization management, Reliable financial solutions, Financial process monitoring

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Octo free?

Octo is free to download, with no in-app purchases.

### Is Moliyachi free?

Moliyachi is free to download, with no in-app purchases.

### Which has better reviews, Octo or Moliyachi?

Octo is rated higher. Octo averages 4.5 out of 5 from 51 ratings, while Moliyachi averages 4.1 from 19 ratings.

### Do Octo or Moliyachi have ads?

Neither Octo nor Moliyachi shows ads.

### Which is updated more often, Octo or Moliyachi?

Octo ships an update fortnightly, and Moliyachi weekly. Most recently, Octo was updated on November 3, 2026 and Moliyachi on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*