# Octo vs MONIX

The clearest difference is ads: Octo at none against MONIX's shown. Octo also leads on rating (4.5 vs 4.1) and monetization model (free vs free with in-app purchases). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Octo holds the better App Store score, 4.5 against 4.1. That said, the two scores are not equally well evidenced: Octo has 51 ratings behind it against 8, so its average is the more settled of the two. Written reviews split almost evenly too, at 0% and 0% positive.

Octo ships an update fortnightly, MONIX every 2 weeks. The most recent releases landed on October 25, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Octo | MONIX |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (51 ratings)](https://appshunter.io/ios/app/octo-mobile/id1460141475/reviews)** | [4.1 (8 ratings)](https://appshunter.io/ios/app/monix/id6743887047/reviews) |
| Number of ratings | **51** | 8 |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Fortnightly** | Every 2 weeks |
| Monetization | **Free** | Free with in-app purchases |
| Size | 159 MB | 237 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [OCTOBANK, AKSIYADORLIK JAMIYATI](https://appshunter.io/developer/1364905752) | [Ipak Yuli Bank](https://appshunter.io/developer/1331413138) |

## What reviewers say

### Octo

[App page](https://appshunter.io/ios/app/octo-mobile/id1460141475)

Manage your bank accounts on the go with this secure and user-friendly finance app. Check balances, pay bills, transfer funds, and convert currencies. It offers virtual card issuance for online shopping and a travel-focused MasterCard.

**Highlights:** Check balance and transaction history, Pay bills without commission, Transfer money between cards, Currency conversion, Issue virtual cards, Issue MasterCard Gold Aviasales

**Features:** Apple Wallet

**In-app purchases:** none


### MONIX

[App page](https://appshunter.io/ios/app/monix/id6743887047)

Manage your money with a digital card offering a credit line up to 50 million UZS. Enjoy instant transfers, enhanced cashback rewards, and convenient utility payments, all within a user-friendly interface.

**Highlights:** Credit card with up to 50 million UZS limit, Fully digital card experience, Instant money transfers with no fees, Neon VISA card for local and international payments, Cashback rewards from 1% to 30%, Utility bill payments, Digital assistant for financial tracking

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Octo free?

Octo is free to download, with no in-app purchases.

### Is MONIX free?

MONIX is free to download, with no in-app purchases.

### Which has better reviews, Octo or MONIX?

Octo is rated higher. Octo averages 4.5 out of 5 from 51 ratings, while MONIX averages 4.1 from 8 ratings.

### Do Octo or MONIX have ads?

MONIX shows ads; Octo does not.

### Which is updated more often, Octo or MONIX?

Octo ships an update fortnightly, and MONIX every 2 weeks. Most recently, Octo was updated on October 25, 2026 and MONIX on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*