# Octo vs 40fi

The clearest difference is update cadence: Octo at fortnightly against 40fi's every 2 months. 40fi's advantage is iOS requirement (14 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Octo ships an update fortnightly, 40fi every 2 months. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Octo | 40fi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (51 ratings)](https://appshunter.io/ios/app/octo-mobile/id1460141475/reviews)** | — |
| Number of ratings | **51** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free | — |
| Size | 159 MB | 39 MB |
| Requires iOS | 16.0 | **14** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [OCTOBANK, AKSIYADORLIK JAMIYATI](https://appshunter.io/developer/1364905752) | [40fi](https://appshunter.io/developer/1837861815) |

## What reviewers say

### Octo

[App page](https://appshunter.io/ios/app/octo-mobile/id1460141475)

Manage your bank accounts on the go with this secure and user-friendly finance app. Check balances, pay bills, transfer funds, and convert currencies. It offers virtual card issuance for online shopping and a travel-focused MasterCard.

**Highlights:** Check balance and transaction history, Pay bills without commission, Transfer money between cards, Currency conversion, Issue virtual cards, Issue MasterCard Gold Aviasales

**Features:** Apple Wallet

**In-app purchases:** none


### 40fi

[App page](https://appshunter.io/ios/app/40fi/id6752011266)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Octo free?

Octo is free to download, with no in-app purchases.

### Is 40fi free?

40fi is free to download, with no in-app purchases.

### Do Octo or 40fi have ads?

Neither Octo nor 40fi shows ads.

### Which is updated more often, Octo or 40fi?

Octo ships an update fortnightly, and 40fi every 2 months. Most recently, Octo was updated on November 3, 2026 and 40fi on October 30, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*