# XPay.Life vs Osta

The clearest difference is ads: Osta at none against XPay.Life's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 22, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | XPay.Life | Osta |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.0 (1 ratings)](https://appshunter.io/ios/app/xpaylife/id1460765787/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 57.1% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | Monthly |
| Monetization | Ad-supported | — |
| Size | 43 MB | 14 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [XIPHIAS SOFTWARE TECHNOLOGIES PRIVATE LIMITED](https://appshunter.io/developer/1391489540) | [Brontoo Technologies Solutions India Pvt. Ltd.](https://appshunter.io/developer/1481060556) |

## What reviewers say

### XPay.Life

[App page](https://appshunter.io/ios/app/xpaylife/id1460765787)

Easily pay a wide range of utility bills and recharge services. Supports multiple payment methods including UPI, credit/debit cards, and net banking for electricity, mobile, DTH, broadband, landline, water, and gas bills.

**Highlights:** Utility bill payments, Mobile and DTH recharges, Multiple payment channels (UPI, Card, Net Banking), Supports numerous operators and providers, Quick login via OTP, Profile updates via camera

**Features:** macOS Compatibility

**In-app purchases:** none


### Osta

[App page](https://appshunter.io/ios/app/osta/id6443891632)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is XPay.Life free?

XPay.Life is free to download, with no in-app purchases.

### Is Osta free?

Osta is free to download, with no in-app purchases.

### Do XPay.Life or Osta have ads?

XPay.Life shows ads; Osta does not.

### Which is updated more often, XPay.Life or Osta?

XPay.Life ships an update monthly, and Osta monthly. Most recently, XPay.Life was updated on October 22, 2026 and Osta on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*