# XPay.Life vs Deofin App

The clearest difference is ads: Deofin App at none against XPay.Life's shown. XPay.Life's advantage is update cadence (monthly vs every 3 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

XPay.Life ships an update monthly, Deofin App every 3 months. The most recent releases landed on October 22, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | XPay.Life | Deofin App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.0 (1 ratings)](https://appshunter.io/ios/app/xpaylife/id1460765787/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 57.1% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Monthly** | Every 3 months |
| Monetization | Ad-supported | — |
| Size | 43 MB | 1 MB |
| Requires iOS | 14.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [XIPHIAS SOFTWARE TECHNOLOGIES PRIVATE LIMITED](https://appshunter.io/developer/1391489540) | [Metaguard Mobitech Llp](https://appshunter.io/developer/1648235349) |

## What reviewers say

### XPay.Life

[App page](https://appshunter.io/ios/app/xpaylife/id1460765787)

Easily pay a wide range of utility bills and recharge services. Supports multiple payment methods including UPI, credit/debit cards, and net banking for electricity, mobile, DTH, broadband, landline, water, and gas bills.

**Highlights:** Utility bill payments, Mobile and DTH recharges, Multiple payment channels (UPI, Card, Net Banking), Supports numerous operators and providers, Quick login via OTP, Profile updates via camera

**Features:** macOS Compatibility

**In-app purchases:** none


### Deofin App

[App page](https://appshunter.io/ios/app/deofin-app/id6450828454)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is XPay.Life free?

XPay.Life is free to download, with no in-app purchases.

### Is Deofin App free?

Deofin App is free to download, with no in-app purchases.

### Do XPay.Life or Deofin App have ads?

XPay.Life shows ads; Deofin App does not.

### Which is updated more often, XPay.Life or Deofin App?

XPay.Life ships an update monthly, and Deofin App every 3 months. Most recently, XPay.Life was updated on October 22, 2026 and Deofin App on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*