# LoanTap vs Affinity

The clearest difference is rating: Affinity at 4.6 against LoanTap's 3.7. Affinity also leads on review sentiment (96% vs 65%) and ratings volume (1.5K vs 3). LoanTap's advantage is monetization model (free vs free with in-app purchases) and update cadence (every 11 days vs every 3 weeks). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Affinity holds the better App Store score, 4.6 against 3.7. That said, the two scores are not equally well evidenced: Affinity has 1.5K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 65% of LoanTap's written reviews are positive against 96% of Affinity's.

LoanTap ships an update every 11 days, Affinity every 3 weeks. The most recent releases landed on September 21, 2026 and September 27, 2026 respectively.

## The numbers

| Metric | LoanTap | Affinity |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (3 ratings)](https://appshunter.io/ios/app/loantap/id1461444558/reviews) | **[4.6 (1.5K ratings)](https://appshunter.io/ios/app/affinity/id1556086231/reviews)** |
| Number of ratings | 3 | **1.5K** |
| Positive reviews | 65.0% of reviews | **96.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 11 days** | Every 3 weeks |
| Monetization | **Free** | Free with in-app purchases |
| Size | 76 MB | 108 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Loantap Financial Technologies Pvt. Ltd.](https://appshunter.io/developer/1461444557) | [Affinity Africa Finance Limited](https://appshunter.io/developer/1556086233) |

## What reviewers say

### LoanTap

[App page](https://appshunter.io/ios/app/loantap/id1461444558)

Access fast, flexible personal loans designed for salaried professionals. Choose from various repayment plans to suit your financial needs and get funds quickly with minimal documentation. Apply digitally from anywhere.

**Highlights:** Fast loan disbursal (24 hours), Flexible repayment plans, Customized personal loans, Minimal documentation, Contactless digital application, Multiple loan solutions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Affinity

[App page](https://appshunter.io/ios/app/affinity/id1556086231)

This digital financial institution offers inclusive banking solutions with a user-friendly interface. Access banking services 24/7, open accounts with KYC, and manage transfers, bill payments, and investments affordably. It is licensed and regulated by the Bank of Ghana.

**Highlights:** User-friendly interface, 24/7 banking access, Licensed and regulated, Affordable accounts and loans, Seamless money transfers, Effortless bill payments, Investment opportunities

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to operate
- 👍 Very convenient and reliable
- 🔒 Very safe
- 👍 Fast and reliable
- 👍 Smooth

**What reviewers complain about**

- 🐛 Verification issues

**Reported bugs**

- Verification issues

**Requested features**

- Add Virtual Card
- Visa card or Virtual Card options


## Frequently asked questions

### Is LoanTap free?

LoanTap is free to download, with no in-app purchases.

### Is Affinity free?

Affinity is free to download, with no in-app purchases.

### Which has better reviews, LoanTap or Affinity?

Affinity is rated higher. LoanTap averages 3.7 out of 5 from 3 ratings, while Affinity averages 4.6 from 1.5K ratings.

### Do LoanTap or Affinity have ads?

Neither LoanTap nor Affinity shows ads.

### Which is updated more often, LoanTap or Affinity?

LoanTap ships an update every 11 days, and Affinity every 3 weeks. Most recently, LoanTap was updated on September 21, 2026 and Affinity on September 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*