# LoanTap vs Monibac

The clearest difference is review sentiment: LoanTap at 65% against Monibac's 18%. LoanTap also leads on rating (3.7 vs 2.8) and update cadence (every 11 days vs every 3 months). Monibac's advantage is ratings volume (87 vs 3). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LoanTap holds the better App Store score, 3.7 against 2.8. That said, the two scores are not equally well evidenced: Monibac has 87 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 65% of LoanTap's written reviews are positive against 18% of Monibac's.

LoanTap ships an update every 11 days, Monibac every 3 months. The most recent releases landed on October 8, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | LoanTap | Monibac |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (3 ratings)](https://appshunter.io/ios/app/loantap/id1461444558/reviews)** | [2.8 (87 ratings)](https://appshunter.io/ios/app/monibac/id1670621261/reviews) |
| Number of ratings | 3 | **87** |
| Positive reviews | **65.0% of reviews** | 17.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 11 days** | Every 3 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 76 MB | 68 MB |
| Requires iOS | **15.1** | 15.5 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Loantap Financial Technologies Pvt. Ltd.](https://appshunter.io/developer/1461444557) | [Prime Zone Limited](https://appshunter.io/developer/1670621263) |

## What reviewers say

### LoanTap

[App page](https://appshunter.io/ios/app/loantap/id1461444558)

Access fast, flexible personal loans designed for salaried professionals. Choose from various repayment plans to suit your financial needs and get funds quickly with minimal documentation. Apply digitally from anywhere.

**Highlights:** Fast loan disbursal (24 hours), Flexible repayment plans, Customized personal loans, Minimal documentation, Contactless digital application, Multiple loan solutions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Monibac

[App page](https://appshunter.io/ios/app/monibac/id1670621261)

Access collateral-free loans and earn interest on savings. This app allows users to save, withdraw, and get loans up to 150% of their savings after three months. Enjoy transparent loan terms and repayment reminders.

**Highlights:** Collateral-free loans, Earn interest on savings, Loans up to 150% of savings, Transparent loan terms, Monthly repayment reminders, Lock savings for interest

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is LoanTap free?

LoanTap is free to download, with no in-app purchases.

### Is Monibac free?

Monibac is free to download, with no in-app purchases.

### Which has better reviews, LoanTap or Monibac?

LoanTap is rated higher. LoanTap averages 3.7 out of 5 from 3 ratings, while Monibac averages 2.8 from 87 ratings.

### Do LoanTap or Monibac have ads?

Neither LoanTap nor Monibac shows ads.

### Which is updated more often, LoanTap or Monibac?

LoanTap ships an update every 11 days, and Monibac every 3 months. Most recently, LoanTap was updated on October 8, 2026 and Monibac on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*