# 兆豐銀行 vs 華南銀行+

The clearest difference is update cadence: 兆豐銀行 at fortnightly against 華南銀行+'s monthly. 華南銀行+'s advantage is iOS requirement (13.0 vs 15.0). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for 兆豐銀行 against 4.7 for 華南銀行+. Both are backed by a comparable volume of ratings — 1K and 1.3K respectively. Written reviews are what separate them: 22% of 兆豐銀行's written reviews are positive against 25% of 華南銀行+'s.

兆豐銀行 ships an update fortnightly, 華南銀行+ monthly. The most recent releases landed on October 12, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | 兆豐銀行 | 華南銀行+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (1K ratings)](https://appshunter.io/ios/app/id1461448957/reviews) | [4.7 (1.3K ratings)](https://appshunter.io/ios/app/plus/id1616828713/reviews) |
| Number of ratings | 1K | **1.3K** |
| Positive reviews | 22.0% of reviews | **25.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | — | Free |
| Size | 49 MB | 186 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Mega International Commercial Bank](https://appshunter.io/developer/491663116) | [Hua Nan Commercial Bank](https://appshunter.io/developer/520090930) |

## What reviewers say

### 兆豐銀行

[App page](https://appshunter.io/ios/app/id1461448957)

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and fast
- 💡 Convenient for buying/selling foreign currency
- 🚀 Serves daily banking needs well

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 👎 Difficult to navigate and find account information
- 🤖 Poor user interface design
- 🔑 Overly complicated authentication process

**Reported bugs**

- App freezes on login screen
- Face ID/fingerprint login not working
- Unable to access certain features like opening accounts
- Slow app loading and response times

**Requested features**

- Improve login and authentication process
- Make the app more intuitive and user-friendly
- Optimize app performance to reduce crashes
- Add more customization options


### 華南銀行+

[App page](https://appshunter.io/ios/app/plus/id1616828713)

Manage your finances with this comprehensive banking app. Access account balances, transfer funds, pay credit card bills, invest in funds, and track gold savings. Find nearby branches and ATM locations, and enjoy secure login options.

**Highlights:** Account balance and transaction history, Fund transfers (real-time and scheduled), Credit card management and payments, Investment portfolio tracking, Gold savings account management, Foreign exchange services, Branch and ATM locator

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💡 Frequent updates
- 👍 Easy to use

**What reviewers complain about**

- 🐛 Compatibility issues with iOS 26.2.1
- 🐛 Frequent crashes
- 🔒 Overly restrictive security measures for overseas users
- 👎 Difficult to navigate and use
- 🐛 Login and account management problems

**Reported bugs**

- Unable to log in or access account
- App freezes or crashes on launch
- Incompatible with newer iOS versions

**Requested features**

- Allow changing app language
- Improve user experience for overseas users


## Frequently asked questions

### Is 兆豐銀行 free?

兆豐銀行 is free to download, with no in-app purchases.

### Is 華南銀行+ free?

華南銀行+ is free to download, with no in-app purchases.

### Which has better reviews, 兆豐銀行 or 華南銀行+?

兆豐銀行 and 華南銀行+ are both rated 4.7 out of 5 on the App Store, from 1K and 1.3K ratings respectively.

### Do 兆豐銀行 or 華南銀行+ have ads?

Neither 兆豐銀行 nor 華南銀行+ shows ads.

### Which is updated more often, 兆豐銀行 or 華南銀行+?

兆豐銀行 ships an update fortnightly, and 華南銀行+ monthly. Most recently, 兆豐銀行 was updated on October 12, 2026 and 華南銀行+ on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*