# Oren by KOPNUS vs M

The clearest difference is update cadence: Oren by KOPNUS at fortnightly against M's every 3 months. M's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Oren by KOPNUS ships an update fortnightly, M every 3 months. The most recent releases landed on November 7, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Oren by KOPNUS | M |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/oren-by-kopnus/id1461457733/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 months |
| Monetization | Free | — |
| Size | 64 MB | 55 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Koperasi Nusantara](https://appshunter.io/developer/1461457732) | [KSP CU Lantang Tipo](https://appshunter.io/developer/1716830316) |

## What reviewers say

### Oren by KOPNUS

[App page](https://appshunter.io/ios/app/oren-by-kopnus/id1461457733)

This app provides members of a cooperative with convenient access to various financial services, including deposits, payments, purchases, and loans. It offers features for managing accounts, making transactions via QR codes, and accessing exclusive merchant promos.

**Highlights:** Deposit services (SIMPANAN OREN), Investment deposits (SIMPANAN BERJANGKA OREN), Bill payments and purchases (PAYMENT OREN), QR code for payments and transfers, Real-time transaction notifications, Multi-account management, Merchant promos and discounts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### M

[App page](https://appshunter.io/ios/app/m-tipo/id6473000519)

**In-app purchases:** none


## Frequently asked questions

### Is Oren by KOPNUS free?

Oren by KOPNUS is free to download, with no in-app purchases.

### Is M free?

M is free to download, with no in-app purchases.

### Do Oren by KOPNUS or M have ads?

Neither Oren by KOPNUS nor M shows ads.

### Which is updated more often, Oren by KOPNUS or M?

Oren by KOPNUS ships an update fortnightly, and M every 3 months. Most recently, Oren by KOPNUS was updated on November 7, 2026 and M on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
