# eDelubac vs Memo Bank Authenticator

The clearest difference is review sentiment: eDelubac at 44% against Memo Bank Authenticator's 0%. eDelubac also leads on iOS requirement (11.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 24, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | eDelubac | Memo Bank Authenticator |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | **44.4% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Free | Free |
| Size | 23 MB | 22 MB |
| Requires iOS | **11.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BANQUE DELUBAC et CIE](https://appshunter.io/developer/1461475534) | [Memo Bank SA](https://appshunter.io/developer/1478649080) |

## What reviewers say

### eDelubac

[App page](https://appshunter.io/ios/app/edelubac/id1461475535)

Manage your banking operations securely and quickly from your mobile device. View account summaries, recent transactions, and perform daily tasks like transfers, checkbook orders, and document signing.

**Highlights:** View account summaries and transaction history, Perform transfers and direct debits, Order checkbooks and manage bank cards, Sign documents and receive alerts, Download account statements in various formats, Secure login with fingerprint or password

**In-app purchases:** none


### Memo Bank Authenticator

[App page](https://appshunter.io/ios/app/memo-bank-authenticator/id1500599670)

This app securely verifies your identity and approves sensitive financial transactions for your account. It's required for accessing your online banking and authorizing actions like logins, password changes, and transfers.

**Highlights:** Account verification, Transaction authorization, Login approval, Password change approval, Wire transfer approval, Beneficiary addition approval, Touch ID/Face ID security

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is eDelubac free?

eDelubac is free to download, with no in-app purchases.

### Is Memo Bank Authenticator free?

Memo Bank Authenticator is free to download, with no in-app purchases.

### Do eDelubac or Memo Bank Authenticator have ads?

Neither eDelubac nor Memo Bank Authenticator shows ads.

### Which is updated more often, eDelubac or Memo Bank Authenticator?

eDelubac ships an update every 3 months, and Memo Bank Authenticator every 3 months. Most recently, eDelubac was updated on October 24, 2026 and Memo Bank Authenticator on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*