# National Bonds vs MSB Digital Bank

The clearest difference is rating: MSB Digital Bank at 4.7 against National Bonds's 3.4. MSB Digital Bank also leads on review sentiment (90% vs 52%) and update cadence (fortnightly vs every 5 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MSB Digital Bank holds the better App Store score, 4.7 against 3.4. Both are backed by a comparable volume of ratings — 23 and 47 respectively. Written reviews point the same way: 52% of National Bonds's written reviews are positive against 90% of MSB Digital Bank's.

National Bonds ships an update every 5 weeks, MSB Digital Bank fortnightly. The most recent releases landed on November 6, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | National Bonds | MSB Digital Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (23 ratings)](https://appshunter.io/ios/app/national-bonds/id1461657357/reviews) | **[4.7 (47 ratings)](https://appshunter.io/ios/app/msb-digital-bank/id6740115468/reviews)** |
| Number of ratings | 23 | **47** |
| Positive reviews | 52.0% of reviews | **90.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Fortnightly** |
| Monetization | Ad-supported | **Free** |
| Size | 110 MB | 251 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [NATIONAL BONDS CORPORATION SOLE PROPRIETORSHIP P.S.C.](https://appshunter.io/developer/480620407) | [Vietnam Maritime Commercial Joint Stock Bank](https://appshunter.io/developer/1448568155) |

## What reviewers say

### National Bonds

[App page](https://appshunter.io/ios/app/national-bonds/id1461657357)

Manage your finances and savings with an enhanced digital experience. This app offers powerful features to simplify financial management, making saving easier and more enjoyable on the go.

**Highlights:** Digital savings journey, On-the-go financial control, Simplified finance management, Easy saving tools, Account management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### MSB Digital Bank

[App page](https://appshunter.io/ios/app/msb-digital-bank/id6740115468)

This digital banking app offers a secure and convenient way to manage your finances. Open accounts online, enjoy fee-free transactions, and access attractive savings rates. It also provides bill payment, expense tracking, and exclusive partner offers.

**Highlights:** 1-minute online account opening, Free lifetime transactions, Attractive online savings rates, Automated bill payments, Expense tracking, ATM and branch locator, Exclusive partner discounts

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is National Bonds free?

National Bonds is free to download, with no in-app purchases.

### Is MSB Digital Bank free?

MSB Digital Bank is free to download, with no in-app purchases.

### Which has better reviews, National Bonds or MSB Digital Bank?

MSB Digital Bank is rated higher. National Bonds averages 3.4 out of 5 from 23 ratings, while MSB Digital Bank averages 4.7 from 47 ratings.

### Do National Bonds or MSB Digital Bank have ads?

Neither National Bonds nor MSB Digital Bank shows ads.

### Which is updated more often, National Bonds or MSB Digital Bank?

National Bonds ships an update every 5 weeks, and MSB Digital Bank fortnightly. Most recently, National Bonds was updated on November 6, 2026 and MSB Digital Bank on November 4, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*