# HDBank vs OCB OMNI

The clearest difference is review sentiment: OCB OMNI at 45% against HDBank's 30%. OCB OMNI also leads on rating (3.7 vs 3.5). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OCB OMNI holds the better App Store score, 3.7 against 3.5. Both are backed by a comparable volume of ratings — 93 and 134 respectively. Written reviews point the same way: 30% of HDBank's written reviews are positive against 45% of OCB OMNI's.

HDBank ships an update fortnightly, OCB OMNI every 11 days. The most recent releases landed on September 16, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | HDBank | OCB OMNI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (93 ratings)](https://appshunter.io/ios/app/hdbank/id1461658565/reviews) | **[3.7 (134 ratings)](https://appshunter.io/ios/app/ocb-omni/id6472261202/reviews)** |
| Number of ratings | 93 | **134** |
| Positive reviews | 30.0% of reviews | **45.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 11 days** |
| Monetization | Free | Free |
| Size | 644 MB | 857 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Ho Chi Minh City Development Joint Stock Commercial Bank](https://appshunter.io/developer/1304901616) | [Orient Commercial Joint Stock Bank](https://appshunter.io/developer/441493715) |

## What reviewers say

### HDBank

[App page](https://appshunter.io/ios/app/hdbank/id1461658565)

Manage your personal finances quickly, securely, and conveniently with this modern banking app. It offers biometric login, QR code payments, virtual assistant support, and various transaction services.

**Highlights:** Biometric login (fingerprint, face, PIN), QR code payments (VNPAY-QR), Virtual assistant (chatbot) support, Stock market information, Flight booking and payment, Account balance and transaction history, Money transfer services

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### OCB OMNI

[App page](https://appshunter.io/ios/app/ocb-omni/id6472261202)

This digital banking app offers a modern and efficient way to manage your finances. It provides fast, secure, and convenient transactions, personalized experiences, and easy account management. Enjoy features like quick account opening, free QR code payments, and online savings management.

**Highlights:** Fast and secure transactions, Open accounts in 2 minutes, Free QR code payments, Online savings management, Personalized homepage, Smart OTP authentication

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and smooth
- 👍 User-friendly interface
- 💡 Convenient features
- 🔒 Secure transactions

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⏱️ Slow performance and lag
- 💰 Unexpected fees and charges
- 🔧 Unreliable app stability

**Reported bugs**

- Login and authentication issues
- Frequent app crashes and freezes
- Unreliable fund transfers and payments
- Compatibility problems with newer devices

**Requested features**

- Improved app stability and reliability
- Faster and more responsive performance
- Enhanced security measures
- More transparent fee structure


## Frequently asked questions

### Is HDBank free?

HDBank is free to download, with no in-app purchases.

### Is OCB OMNI free?

OCB OMNI is free to download, with no in-app purchases.

### Which has better reviews, HDBank or OCB OMNI?

OCB OMNI is rated higher. HDBank averages 3.5 out of 5 from 93 ratings, while OCB OMNI averages 3.7 from 134 ratings.

### Do HDBank or OCB OMNI have ads?

Neither HDBank nor OCB OMNI shows ads.

### Which is updated more often, HDBank or OCB OMNI?

HDBank ships an update fortnightly, and OCB OMNI every 11 days. Most recently, HDBank was updated on September 16, 2026 and OCB OMNI on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*