# HDBank vs Onfa Wallet

The clearest difference is review sentiment: Onfa Wallet at 91% against HDBank's 30%. Onfa Wallet also leads on rating (5.0 vs 3.5). HDBank's advantage is update cadence (fortnightly vs every 2 months) and ratings volume (93 vs 9). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Onfa Wallet holds the better App Store score, 5.0 against 3.5. That said, the two scores are not equally well evidenced: HDBank has 93 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 30% of HDBank's written reviews are positive against 91% of Onfa Wallet's.

HDBank ships an update fortnightly, Onfa Wallet every 2 months. The most recent releases landed on September 25, 2026 and June 11, 2026 respectively.

## The numbers

| Metric | HDBank | Onfa Wallet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (93 ratings)](https://appshunter.io/ios/app/hdbank/id1461658565/reviews) | **[5.0 (9 ratings)](https://appshunter.io/ios/app/onfa-wallet/id6503425909/reviews)** |
| Number of ratings | **93** | 9 |
| Positive reviews | 30.0% of reviews | **90.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free | Free |
| Size | 644 MB | 23 MB |
| Requires iOS | 14.0 | 14.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Ho Chi Minh City Development Joint Stock Commercial Bank](https://appshunter.io/developer/1304901616) | [ONFA FinTech USA Corporation](https://appshunter.io/developer/1749211016) |

## What reviewers say

### HDBank

[App page](https://appshunter.io/ios/app/hdbank/id1461658565)

Manage your personal finances quickly, securely, and conveniently with this modern banking app. It offers biometric login, QR code payments, virtual assistant support, and various transaction services.

**Highlights:** Biometric login (fingerprint, face, PIN), QR code payments (VNPAY-QR), Virtual assistant (chatbot) support, Stock market information, Flight booking and payment, Account balance and transaction history, Money transfer services

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Onfa Wallet

[App page](https://appshunter.io/ios/app/onfa-wallet/id6503425909)

A cryptocurrency wallet for storing, managing, and trading various digital assets. Offers a convenient and versatile platform for all your crypto needs.

**Highlights:** Store cryptocurrencies, Manage digital assets, Trade various cryptocurrencies, Versatile platform, Convenient user experience

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is HDBank free?

HDBank is free to download, with no in-app purchases.

### Is Onfa Wallet free?

Onfa Wallet is free to download, with no in-app purchases.

### Which has better reviews, HDBank or Onfa Wallet?

Onfa Wallet is rated higher. HDBank averages 3.5 out of 5 from 93 ratings, while Onfa Wallet averages 5.0 from 9 ratings.

### Do HDBank or Onfa Wallet have ads?

Neither HDBank nor Onfa Wallet shows ads.

### Which is updated more often, HDBank or Onfa Wallet?

HDBank ships an update fortnightly, and Onfa Wallet every 2 months. Most recently, HDBank was updated on September 25, 2026 and Onfa Wallet on June 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*