# HDBank vs HPO

The clearest difference is rating: HPO at 4.6 against HDBank's 3.5. HPO also leads on review sentiment (62% vs 30%). HDBank's advantage is update cadence (fortnightly vs monthly). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HPO holds the better App Store score, 4.6 against 3.5. Both are backed by a comparable volume of ratings — 93 and 81 respectively. Written reviews point the same way: 30% of HDBank's written reviews are positive against 62% of HPO's.

HDBank ships an update fortnightly, HPO monthly. The most recent releases landed on September 25, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | HDBank | HPO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (93 ratings)](https://appshunter.io/ios/app/hdbank/id1461658565/reviews) | **[4.6 (81 ratings)](https://appshunter.io/ios/app/hpo/id6504893750/reviews)** |
| Number of ratings | **93** | 81 |
| Positive reviews | 30.0% of reviews | **62.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free | Free |
| Size | 644 MB | 135 MB |
| Requires iOS | **14.0** | 15.0.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Ho Chi Minh City Development Joint Stock Commercial Bank](https://appshunter.io/developer/1304901616) | [HD SAISON FINANCE CO.,LTD](https://appshunter.io/developer/1491870348) |

## What reviewers say

### HDBank

[App page](https://appshunter.io/ios/app/hdbank/id1461658565)

Manage your personal finances quickly, securely, and conveniently with this modern banking app. It offers biometric login, QR code payments, virtual assistant support, and various transaction services.

**Highlights:** Biometric login (fingerprint, face, PIN), QR code payments (VNPAY-QR), Virtual assistant (chatbot) support, Stock market information, Flight booking and payment, Account balance and transaction history, Money transfer services

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### HPO

[App page](https://appshunter.io/ios/app/hpo/id6504893750)

This app allows users to scan QR codes and read NFC-enabled citizen ID cards. It facilitates a quick and secure eKYC process, offering a modern and convenient experience for identity verification on any device, anytime.

**Highlights:** QR code scanning, NFC chip-based citizen ID card reading, eKYC process facilitation, Secure information handling, Modern user interface, Cross-device compatibility

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 App quét nhanh
- 👍 Dễ sử dụng
- 🚀 Xét duyệt nhanh
- 👍 App mượt
- 👍 Chuyên nghiệp

**What reviewers complain about**

- 😞 Lừa đảo/rò rỉ dữ liệu
- 😞 Không thành công
- 😞 Chán
- 😞 Lag, nóng máy
- 😞 Bị diss ra khỏi app

**Reported bugs**

- Không vào dsc để ký hợp đồng
- Không xác nhận dsc
- Không biết kết quả trả ở đâu
- Không xem được đơn
- Không có SMS gửi về số điện thoại

**Requested features**

- Cải thiện hỗ trợ khách hàng
- Cải thiện quy trình thẩm định
- Thay đổi tên ứng dụng để dễ hiểu hơn


## Frequently asked questions

### Is HDBank free?

HDBank is free to download, with no in-app purchases.

### Is HPO free?

HPO is free to download, with no in-app purchases.

### Which has better reviews, HDBank or HPO?

HPO is rated higher. HDBank averages 3.5 out of 5 from 93 ratings, while HPO averages 4.6 from 81 ratings.

### Do HDBank or HPO have ads?

Neither HDBank nor HPO shows ads.

### Which is updated more often, HDBank or HPO?

HDBank ships an update fortnightly, and HPO monthly. Most recently, HDBank was updated on September 25, 2026 and HPO on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*