# HDBank vs SePay

The clearest difference is device support: HDBank at 2 against SePay's —. SePay's advantage is iOS requirement (12.0 vs 14.0). On price and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | HDBank | SePay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (100 ratings)](https://appshunter.io/ios/app/hdbank/id1461658565/reviews)** | — |
| Number of ratings | **100** | — |
| Positive reviews | 34.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | — |
| Update frequency | Fortnightly | — |
| Monetization | Free | — |
| Size | 644 MB | 32 MB |
| Requires iOS | 14.0 | **12.0** |
| Devices | **iPhone, iPod** | — |
| Age rating | 4+ | 17+ |
| Developer | [Ho Chi Minh City Development Joint Stock Commercial Bank](https://appshunter.io/developer/1304901616) | [SEPAY JOINT STOCK COMPANY](https://appshunter.io/developer/1756122742) |

## What reviewers say

### HDBank

[App page](https://appshunter.io/ios/app/hdbank/id1461658565)

Manage your personal finances quickly, securely, and conveniently with this modern banking app. It offers biometric login, QR code payments, virtual assistant support, and various transaction services.

**Highlights:** Biometric login (fingerprint, face, PIN), QR code payments (VNPAY-QR), Virtual assistant (chatbot) support, Stock market information, Flight booking and payment, Account balance and transaction history, Money transfer services

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### SePay

[App page](https://appshunter.io/ios/app/sepay/id6523435118)

**In-app purchases:** none


## Frequently asked questions

### Is HDBank free?

HDBank is free to download, with no in-app purchases.

### Is SePay free?

SePay is free to download, with no in-app purchases.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*