# HDBank vs Circle

HDBank and Circle are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HDBank ships an update fortnightly, Circle weekly. The most recent releases landed on October 25, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | HDBank | Circle |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (100 ratings)](https://appshunter.io/ios/app/hdbank/id1461658565/reviews)** | — |
| Number of ratings | **100** | — |
| Positive reviews | 34.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | Free | — |
| Size | 644 MB | 165 MB |
| Requires iOS | **14.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Ho Chi Minh City Development Joint Stock Commercial Bank](https://appshunter.io/developer/1304901616) | [Circle Vietnam Technologies LTD](https://appshunter.io/developer/1840306969) |

## What reviewers say

### HDBank

[App page](https://appshunter.io/ios/app/hdbank/id1461658565)

Manage your personal finances quickly, securely, and conveniently with this modern banking app. It offers biometric login, QR code payments, virtual assistant support, and various transaction services.

**Highlights:** Biometric login (fingerprint, face, PIN), QR code payments (VNPAY-QR), Virtual assistant (chatbot) support, Stock market information, Flight booking and payment, Account balance and transaction history, Money transfer services

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Circle

[App page](https://appshunter.io/ios/app/circle-the-tin-dung/id6758644987)

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is HDBank free?

HDBank is free to download, with no in-app purchases.

### Is Circle free?

Circle is free to download, with no in-app purchases.

### Do HDBank or Circle have ads?

Neither HDBank nor Circle shows ads.

### Which is updated more often, HDBank or Circle?

HDBank ships an update fortnightly, and Circle weekly. Most recently, HDBank was updated on October 25, 2026 and Circle on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*