# HDBank vs Gold Tracker 24h

The clearest difference is review sentiment: Gold Tracker 24h at 100% against HDBank's 30%. Gold Tracker 24h also leads on rating (4.0 vs 3.5) and update cadence (weekly vs fortnightly). HDBank's advantage is in-app purchases (none vs 2) and ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Both are free to download. Gold Tracker 24h sells 2 in-app purchases, starting at $1.99 per month. HDBank asks for nothing beyond the download.

Gold Tracker 24h holds the better App Store score, 4.0 against 3.5. That said, the two scores are not equally well evidenced: HDBank has 93 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 30% of HDBank's written reviews are positive against 100% of Gold Tracker 24h's.

HDBank ships an update fortnightly, Gold Tracker 24h weekly. The most recent releases landed on September 25, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | HDBank | Gold Tracker 24h |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (93 ratings)](https://appshunter.io/ios/app/hdbank/id1461658565/reviews) | **[4.0 (3 ratings)](https://appshunter.io/ios/app/gold-tracker-24h/id6761233996/reviews)** |
| Number of ratings | **93** | 3 |
| Positive reviews | 30.0% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | **Free** | Ad-supported |
| Size | 644 MB | 57 MB |
| Requires iOS | **14.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Ho Chi Minh City Development Joint Stock Commercial Bank](https://appshunter.io/developer/1304901616) | [Tran Diem](https://appshunter.io/developer/6803776732) |

## What reviewers say

### HDBank

[App page](https://appshunter.io/ios/app/hdbank/id1461658565)

Manage your personal finances quickly, securely, and conveniently with this modern banking app. It offers biometric login, QR code payments, virtual assistant support, and various transaction services.

**Highlights:** Biometric login (fingerprint, face, PIN), QR code payments (VNPAY-QR), Virtual assistant (chatbot) support, Stock market information, Flight booking and payment, Account balance and transaction history, Money transfer services

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Gold Tracker 24h

[App page](https://appshunter.io/ios/app/gold-tracker-24h/id6761233996)

Track live gold prices and manage your personal gold assets with real-time updates from major brands. Calculate profit/loss, set accumulation goals, and securely store your transaction data offline with biometric protection.

**Highlights:** Track live gold prices and exchange rates, Manage personal gold assets and portfolio, Automatic profit/loss calculation, Set and track gold accumulation goals, Secure offline data storage, Biometric security (Face ID, fingerprint)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Sổ Vàng Pro - 1 tháng | $1.99 | per month |
| Sổ Vàng Pro - 1 năm | $14.99 | per year |


## Frequently asked questions

### Is HDBank free?

HDBank is free to download, with no in-app purchases.

### Is Gold Tracker 24h free?

Gold Tracker 24h is free to download, with in-app purchases available.

### Which has better reviews, HDBank or Gold Tracker 24h?

Gold Tracker 24h is rated higher. HDBank averages 3.5 out of 5 from 93 ratings, while Gold Tracker 24h averages 4.0 from 3 ratings.

### Do HDBank or Gold Tracker 24h have ads?

Gold Tracker 24h shows ads; HDBank does not.

### Which is updated more often, HDBank or Gold Tracker 24h?

HDBank ships an update fortnightly, and Gold Tracker 24h weekly. Most recently, HDBank was updated on September 25, 2026 and Gold Tracker 24h on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*