# My OnePay vs Paytend

The clearest difference is review sentiment: Paytend at 54% against My OnePay's 13%. Paytend also leads on iOS requirement (13.0 vs 15.1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

My OnePay ships an update monthly, Paytend every 3 weeks. The most recent releases landed on August 23, 2026 and June 11, 2026 respectively.

## The numbers

| Metric | My OnePay | Paytend |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (1 ratings)](https://appshunter.io/ios/app/my-onepay/id1461661715/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 12.5% of reviews | **53.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 40 MB | 124 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Paneleven Ltd](https://appshunter.io/developer/834258412) | [PAYTEND EUROPE UAB](https://appshunter.io/developer/1470069382) |

## What reviewers say

### My OnePay

[App page](https://appshunter.io/ios/app/my-onepay/id1461661715)

Manage your money on the go with this finance app. It offers features like payment notifications, money transfers, transaction tracking, and card management. Enhance your financial control with customizable security settings and instant card locking.

**Highlights:** Multi-language support, Payment notifications, Send money to UK accounts, Transaction tracking, Card lock/unlock, Contactless payment control, Biometric security

**Features:** macOS Compatibility

**In-app purchases:** none


### Paytend

[App page](https://appshunter.io/ios/app/paytend/id1470069383)

Manage personal and business finances with a comprehensive fintech solution. Open a SEPA account, transfer money globally, exchange currencies, and get virtual or physical bank cards. Offers business solutions for cross-border e-commerce.

**Highlights:** SEPA account opening, Global money transfers, Currency exchange, Virtual and physical card issuance, Business payment solutions, Cross-border e-commerce settlement

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is My OnePay free?

My OnePay is free to download, with no in-app purchases.

### Is Paytend free?

Paytend is free to download, with no in-app purchases.

### Do My OnePay or Paytend have ads?

Neither My OnePay nor Paytend shows ads.

### Which is updated more often, My OnePay or Paytend?

My OnePay ships an update monthly, and Paytend every 3 weeks. Most recently, My OnePay was updated on August 23, 2026 and Paytend on June 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*