# My OnePay vs BNCTL Mobile Banking

The clearest difference is rating: BNCTL Mobile Banking at 4.0 against My OnePay's 3.0. BNCTL Mobile Banking also leads on review sentiment (50% vs 13%) and ratings volume (14 vs 1). My OnePay's advantage is iOS requirement (15.1 vs 18.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BNCTL Mobile Banking holds the better App Store score, 4.0 against 3.0. That said, the two scores are not equally well evidenced: BNCTL Mobile Banking has 14 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 13% of My OnePay's written reviews are positive against 50% of BNCTL Mobile Banking's.

My OnePay ships an update monthly, BNCTL Mobile Banking every 5 weeks. The most recent releases landed on October 20, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | My OnePay | BNCTL Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (1 ratings)](https://appshunter.io/ios/app/my-onepay/id1461661715/reviews) | **[4.0 (14 ratings)](https://appshunter.io/ios/app/bnctl-mobile-banking/id6468956310/reviews)** |
| Number of ratings | 1 | **14** |
| Positive reviews | 12.5% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 40 MB | 59 MB |
| Requires iOS | **15.1** | 18.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Paneleven Ltd](https://appshunter.io/developer/834258412) | [Banco Nacional de Comercio de Timor-Leste](https://appshunter.io/developer/1693984694) |

## What reviewers say

### My OnePay

[App page](https://appshunter.io/ios/app/my-onepay/id1461661715)

Manage your money on the go with this finance app. It offers features like payment notifications, money transfers, transaction tracking, and card management. Enhance your financial control with customizable security settings and instant card locking.

**Highlights:** Multi-language support, Payment notifications, Send money to UK accounts, Transaction tracking, Card lock/unlock, Contactless payment control, Biometric security

**Features:** macOS Compatibility

**In-app purchases:** none


### BNCTL Mobile Banking

[App page](https://appshunter.io/ios/app/bnctl-mobile-banking/id6468956310)

Manage your finances conveniently with this mobile banking app. Access account balances, perform internal and external transfers, and top up quotas. Registration requires a visit to a branch.

**Highlights:** Internet banking registration, Account dashboard, Transfer between own accounts, Internal account transfers, Transfer to payee, Change username and password

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is My OnePay free?

My OnePay is free to download, with no in-app purchases.

### Is BNCTL Mobile Banking free?

BNCTL Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, My OnePay or BNCTL Mobile Banking?

BNCTL Mobile Banking is rated higher. My OnePay averages 3.0 out of 5 from 1 ratings, while BNCTL Mobile Banking averages 4.0 from 14 ratings.

### Do My OnePay or BNCTL Mobile Banking have ads?

Neither My OnePay nor BNCTL Mobile Banking shows ads.

### Which is updated more often, My OnePay or BNCTL Mobile Banking?

My OnePay ships an update monthly, and BNCTL Mobile Banking every 5 weeks. Most recently, My OnePay was updated on October 20, 2026 and BNCTL Mobile Banking on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*