# NMC Smart vs Sahara Smart

The clearest difference is rating: Sahara Smart at 3.5 against NMC Smart's 1.0. On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Sahara Smart holds the better App Store score, 3.5 against 1.0. Both are backed by a comparable volume of ratings — 1 and 2 respectively. Written reviews split almost evenly too, at 0% and 0% positive.

NMC Smart ships an update every 4 months, Sahara Smart every 7 months. The most recent releases landed on June 9, 2026 and June 4, 2026 respectively.

## The numbers

| Metric | NMC Smart | Sahara Smart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/nmc-smart/id1461696175/reviews) | **[3.5 (2 ratings)](https://appshunter.io/ios/app/sahara-smart/id1499760846/reviews)** |
| Number of ratings | 1 | **2** |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 months** | Every 7 months |
| Monetization | Free | Free |
| Size | 73 MB | 68 MB |
| Requires iOS | **12.1** | 12.4 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [NMC Multipurpose Cooperative Ltd.](https://appshunter.io/developer/1461696174) | [Sahara Nepal Saving and Credit Co-operative Society Ltd.](https://appshunter.io/developer/1499760575) |

## What reviewers say

### NMC Smart

[App page](https://appshunter.io/ios/app/nmc-smart/id1461696175)

Manage your bank account conveniently from your mobile device. Perform transactions, pay bills, and transfer funds securely anytime, anywhere. Enjoy easy access to your account information and make payments using QR codes.

**Highlights:** Banking on the go, Bill payments, Top-ups, Fund transfers, QR code payments, Account information access

**In-app purchases:** none


### Sahara Smart

[App page](https://appshunter.io/ios/app/sahara-smart/id1499760846)

Manage your bank account conveniently from your mobile device anytime, anywhere. This secure app allows for easy fund transfers, bill payments, and instant QR code payments through the Fonepay Network. Enjoy simplified banking without needing to visit a branch.

**Highlights:** Banking on the go, Bill payments, Fund transfers, QR code payments, Account information access, Secure transactions

**In-app purchases:** none


## Frequently asked questions

### Is NMC Smart free?

NMC Smart is free to download, with no in-app purchases.

### Is Sahara Smart free?

Sahara Smart is free to download, with no in-app purchases.

### Which has better reviews, NMC Smart or Sahara Smart?

Sahara Smart is rated higher. NMC Smart averages 1.0 out of 5 from 1 ratings, while Sahara Smart averages 3.5 from 2 ratings.

### Do NMC Smart or Sahara Smart have ads?

Neither NMC Smart nor Sahara Smart shows ads.

### Which is updated more often, NMC Smart or Sahara Smart?

NMC Smart ships an update every 4 months, and Sahara Smart every 7 months. Most recently, NMC Smart was updated on June 9, 2026 and Sahara Smart on June 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*