# NMC Smart vs Rupa Smart Banking

The clearest difference is update cadence: Rupa Smart Banking at monthly against NMC Smart's every 4 months. NMC Smart's advantage is iOS requirement (12.1 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NMC Smart ships an update every 4 months, Rupa Smart Banking monthly. The most recent releases landed on October 5, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | NMC Smart | Rupa Smart Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (1 ratings)](https://appshunter.io/ios/app/nmc-smart/id1461696175/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | Free | — |
| Size | 73 MB | 16 MB |
| Requires iOS | **12.1** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [NMC Multipurpose Cooperative Ltd.](https://appshunter.io/developer/1461696174) | [MICRO BANKER NEPAL](https://appshunter.io/developer/1349199275) |

## What reviewers say

### NMC Smart

[App page](https://appshunter.io/ios/app/nmc-smart/id1461696175)

Manage your bank account conveniently from your mobile device. Perform transactions, pay bills, and transfer funds securely anytime, anywhere. Enjoy easy access to your account information and make payments using QR codes.

**Highlights:** Banking on the go, Bill payments, Top-ups, Fund transfers, QR code payments, Account information access

**In-app purchases:** none


### Rupa Smart Banking

[App page](https://appshunter.io/ios/app/rupa-smart-banking/id1638874698)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is NMC Smart free?

NMC Smart is free to download, with no in-app purchases.

### Is Rupa Smart Banking free?

Rupa Smart Banking is free to download, with no in-app purchases.

### Do NMC Smart or Rupa Smart Banking have ads?

Neither NMC Smart nor Rupa Smart Banking shows ads.

### Which is updated more often, NMC Smart or Rupa Smart Banking?

NMC Smart ships an update every 4 months, and Rupa Smart Banking monthly. Most recently, NMC Smart was updated on October 5, 2026 and Rupa Smart Banking on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*