# NMC Smart vs Birat mBank

The clearest difference is update cadence: NMC Smart at every 4 months against Birat mBank's every 9 months. NMC Smart also leads on iOS requirement (12.1 vs 15.7). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NMC Smart ships an update every 4 months, Birat mBank every 9 months. The most recent releases landed on October 22, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | NMC Smart | Birat mBank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (1 ratings)](https://appshunter.io/ios/app/nmc-smart/id1461696175/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 months** | Every 9 months |
| Monetization | Free | — |
| Size | 73 MB | 438 MB |
| Requires iOS | **12.1** | 15.7 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [NMC Multipurpose Cooperative Ltd.](https://appshunter.io/developer/1461696174) | [HAMRO TECHNOLOGY PVT LTD](https://appshunter.io/developer/1434282119) |

## What reviewers say

### NMC Smart

[App page](https://appshunter.io/ios/app/nmc-smart/id1461696175)

Manage your bank account conveniently from your mobile device. Perform transactions, pay bills, and transfer funds securely anytime, anywhere. Enjoy easy access to your account information and make payments using QR codes.

**Highlights:** Banking on the go, Bill payments, Top-ups, Fund transfers, QR code payments, Account information access

**In-app purchases:** none


### Birat mBank

[App page](https://appshunter.io/ios/app/birat-mbank/id6477526834)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is NMC Smart free?

NMC Smart is free to download, with no in-app purchases.

### Is Birat mBank free?

Birat mBank is free to download, with no in-app purchases.

### Do NMC Smart or Birat mBank have ads?

Neither NMC Smart nor Birat mBank shows ads.

### Which is updated more often, NMC Smart or Birat mBank?

NMC Smart ships an update every 4 months, and Birat mBank every 9 months. Most recently, NMC Smart was updated on October 22, 2026 and Birat mBank on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*