# PBFCU Mobile Banking vs KeyMobile FSB

The clearest difference is rating: KeyMobile FSB at 4.9 against PBFCU Mobile Banking's 3.3. KeyMobile FSB also leads on update cadence (monthly vs every 11 months) and ratings volume (517 vs 3). PBFCU Mobile Banking's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (15.0 vs 18.4). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KeyMobile FSB holds the better App Store score, 4.9 against 3.3. That said, the two scores are not equally well evidenced: KeyMobile FSB has 517 ratings behind it against 3, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

PBFCU Mobile Banking ships an update every 11 months, KeyMobile FSB monthly. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | PBFCU Mobile Banking | KeyMobile FSB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.3 (3 ratings)](https://appshunter.io/ios/app/pbfcu-mobile-banking/id1461817538/reviews) | **[4.9 (517 ratings)](https://appshunter.io/ios/app/keymobile-fsb/id6581148325/reviews)** |
| Number of ratings | 3 | **517** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 11 months | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 26 MB | 197 MB |
| Requires iOS | **15.0** | 18.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Pine Belt Federal Credit Union](https://appshunter.io/developer/1461817537) | [First Southern Bank MS](https://appshunter.io/developer/913317803) |

## What reviewers say

### PBFCU Mobile Banking

[App page](https://appshunter.io/ios/app/pbfcu-mobile-banking/id1461817538)

Manage your finances securely and conveniently on the go. Access account balances, view transaction history, transfer funds between accounts, and make loan payments anytime, anywhere.

**Highlights:** Check account balances, View transaction history, Transfer funds between accounts, Make loan payments, Secure 24/7 access

**In-app purchases:** none


### KeyMobile FSB

[App page](https://appshunter.io/ios/app/keymobile-fsb/id6581148325)

Manage your finances on the go with this secure and fast mobile banking app. Set up alerts, make payments, transfer funds, deposit checks remotely, and find nearby branches and ATMs. Secure your account with passcode or biometrics.

**Highlights:** Set up balance alerts, Make payments to companies and friends, Transfer money between accounts, Deposit checks with photos, View and save monthly statements, Find branches and ATMs, Secure account with passcode/biometrics

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is PBFCU Mobile Banking free?

PBFCU Mobile Banking is free to download, with no in-app purchases.

### Is KeyMobile FSB free?

KeyMobile FSB is free to download, with no in-app purchases.

### Which has better reviews, PBFCU Mobile Banking or KeyMobile FSB?

KeyMobile FSB is rated higher. PBFCU Mobile Banking averages 3.3 out of 5 from 3 ratings, while KeyMobile FSB averages 4.9 from 517 ratings.

### Do PBFCU Mobile Banking or KeyMobile FSB have ads?

Neither PBFCU Mobile Banking nor KeyMobile FSB shows ads.

### Which is updated more often, PBFCU Mobile Banking or KeyMobile FSB?

PBFCU Mobile Banking ships an update every 11 months, and KeyMobile FSB monthly. Most recently, PBFCU Mobile Banking was updated on October 24, 2026 and KeyMobile FSB on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*