# JM World Pay vs U

The clearest difference is iOS requirement: JM World Pay at 8.2 against U's 12.0. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | JM World Pay | U |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/u-pay-guard/id1665055558/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | — | Every 17 months |
| Monetization | — | Free |
| Size | 17 MB | 28 MB |
| Requires iOS | **8.2** | 12.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [JM INTERNATIONAL U.S.A. INC.](https://appshunter.io/developer/1461844799) | [U-Pay Digital Plc.](https://appshunter.io/developer/1540481315) |

## What reviewers say

### JM World Pay

[App page](https://appshunter.io/ios/app/jm-world-pay/id1461844800)

**Features:** macOS Compatibility

**In-app purchases:** none


### U

[App page](https://appshunter.io/ios/app/u-pay-guard/id1665055558)

This app serves as a security key for a business payroll service, providing two-factor authentication to authorize fund transfers. It ensures high security by not operating on rooted or jailbroken devices.

**Highlights:** Two-factor authentication, Fund transfer authorization, Business account security, Rooted/jailbroken device restriction, Simple activation and usage

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is JM World Pay free?

JM World Pay is free to download, with no in-app purchases.

### Is U free?

U is free to download, with no in-app purchases.

### Do JM World Pay or U have ads?

Neither JM World Pay nor U shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*