# Paymaster vs My

The clearest difference is rating: My at 5.0 against Paymaster's 4.0. Paymaster's advantage is ads (none vs shown) and update cadence (monthly vs every 4 months). On price, review sentiment, ratings volume and in-app purchases there is nothing between them.

Both are free to download. Paymaster sells 4 in-app purchases, starting at $2.99 per month and My sells 2 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

My holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 4 and 5 respectively. Written reviews point the same way: 63% of Paymaster's written reviews are positive against 67% of My's.

Paymaster ships an update monthly, My every 4 months. The most recent releases landed on October 29, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | Paymaster | My |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (4 ratings)](https://appshunter.io/ios/app/paymaster-my-spending-tracker/id1462048413/reviews) | **[5.0 (5 ratings)](https://appshunter.io/ios/app/my-expense/id1566198603/reviews)** |
| Number of ratings | 4 | **5** |
| Positive reviews | 62.5% of reviews | **66.7% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Monthly** | Every 4 months |
| Monetization | Freemium | Free with in-app purchases |
| Size | 135 MB | 15 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Sergey Kolyoskin](https://appshunter.io/developer/1462048412) | [Hossam Faqeha](https://appshunter.io/developer/1508624819) |

## What reviewers say

### Paymaster

[App page](https://appshunter.io/ios/app/paymaster-my-spending-tracker/id1462048413)

Take control of your finances with this app. Track expenses and income across multiple currencies, plan budgets, and analyze spending patterns. It offers features like SMS transaction import and payment reminders to help you manage your money effectively.

**Highlights:** Expense and income tracking, Budget planning, Multi-currency support (170+), Transaction creation from SMS, Scheduled payment reminders, Graphical reports, Configurable categories

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| "SAVE UP" monthly plan | $2.99 | per month |
| "MANAGE" monthly plan | $5.99 | per month |
| "SAVE UP" yearly plan | $17.99 | per year |
| "MANAGE" yearly plan | $35.99 | per year |


### My

[App page](https://appshunter.io/ios/app/my-expense/id1566198603)

Effortlessly track your spending, manage debts, and set budgets to understand where your money goes. This app helps you organize expenses, attach receipts, and monitor financial goals.

**Highlights:** Quick expense logging, Detailed spending organization, Receipt attachment, Smart budget creation, Debt monitoring, Ad-free premium option

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove all ads for six month | $2.99 | one-time |
| Remove all ads for one year | $4.99 | one-time |


## Frequently asked questions

### Is Paymaster free?

Paymaster is free to download, with in-app purchases available.

### Is My free?

My is free to download, with in-app purchases available.

### Which has better reviews, Paymaster or My?

My is rated higher. Paymaster averages 4.0 out of 5 from 4 ratings, while My averages 5.0 from 5 ratings.

### Do Paymaster or My have ads?

My shows ads; Paymaster does not.

### Which is updated more often, Paymaster or My?

Paymaster ships an update monthly, and My every 4 months. Most recently, Paymaster was updated on October 29, 2026 and My on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*