# Paymaster vs Spendar

The clearest difference is review sentiment: Paymaster at 63% against Spendar's 0%. Paymaster also leads on ads (none vs shown) and ratings volume (4 vs 1). Spendar's advantage is rating (5.0 vs 4.0) and update cadence (every 3 days vs monthly). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Paymaster sells 4 in-app purchases, starting at $2.99 per month and Spendar sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Spendar holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews complicate that: 63% of Paymaster's written reviews are positive against 0% of Spendar's, so the app with the better star average is not the one people write more warmly about.

Paymaster ships an update monthly, Spendar every 3 days. The most recent releases landed on October 19, 2026 and September 29, 2026 respectively.

## The numbers

| Metric | Paymaster | Spendar |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (4 ratings)](https://appshunter.io/ios/app/paymaster-my-spending-tracker/id1462048413/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/spendar-expense-tracker/id1639150541/reviews)** |
| Number of ratings | **4** | 1 |
| Positive reviews | **62.5% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Monthly | **Every 3 days** |
| Monetization | Freemium | Free with in-app purchases |
| Size | 135 MB | 76 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Sergey Kolyoskin](https://appshunter.io/developer/1462048412) | [Mehmet Saltan](https://appshunter.io/developer/1639150543) |

## What reviewers say

### Paymaster

[App page](https://appshunter.io/ios/app/paymaster-my-spending-tracker/id1462048413)

Take control of your finances with this app. Track expenses and income across multiple currencies, plan budgets, and analyze spending patterns. It offers features like SMS transaction import and payment reminders to help you manage your money effectively.

**Highlights:** Expense and income tracking, Budget planning, Multi-currency support (170+), Transaction creation from SMS, Scheduled payment reminders, Graphical reports, Configurable categories

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| "SAVE UP" monthly plan | $2.99 | per month |
| "MANAGE" monthly plan | $5.99 | per month |
| "SAVE UP" yearly plan | $17.99 | per year |
| "MANAGE" yearly plan | $35.99 | per year |


### Spendar

[App page](https://appshunter.io/ios/app/spendar-expense-tracker/id1639150541)

This app helps you track your spending, organize bills, and plan your finances. It provides insights into where your money goes, helping you save and budget effectively with reminders and visual charts.

**Highlights:** Spending tracking, Bill organization, Expense management, Budget planning, Spending reminders, Category-based spending analysis, Historical spending charts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spendar Premium - Monthly | $3.99 | per month |
| Spendar Premium - Yearly | $23.99 | per year |
| Spendar Premium - Lifetime | $49.99 | one-time |


## Frequently asked questions

### Is Paymaster free?

Paymaster is free to download, with in-app purchases available.

### Is Spendar free?

Spendar is free to download, with in-app purchases available.

### Which has better reviews, Paymaster or Spendar?

Spendar is rated higher. Paymaster averages 4.0 out of 5 from 4 ratings, while Spendar averages 5.0 from 1 ratings.

### Do Paymaster or Spendar have ads?

Spendar shows ads; Paymaster does not.

### Which is updated more often, Paymaster or Spendar?

Paymaster ships an update monthly, and Spendar every 3 days. Most recently, Paymaster was updated on October 19, 2026 and Spendar on September 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*