# Paymaster vs Split

The clearest difference is rating: Split at 4.5 against Paymaster's 4.0. Paymaster's advantage is review sentiment (63% vs 50%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Paymaster sells 4 in-app purchases, starting at $2.99 per month and Split sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Split holds the better App Store score, 4.5 against 4.0. Both are backed by a comparable volume of ratings — 4 and 4 respectively. Written reviews complicate that: 63% of Paymaster's written reviews are positive against 50% of Split's, so the app with the better star average is not the one people write more warmly about.

Paymaster ships an update monthly, Split every 3 weeks. The most recent releases landed on October 26, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | Paymaster | Split |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (4 ratings)](https://appshunter.io/ios/app/paymaster-my-spending-tracker/id1462048413/reviews) | **[4.5 (4 ratings)](https://appshunter.io/ios/app/split-budget-and-track-bills/id1665062249/reviews)** |
| Number of ratings | 4 | 4 |
| Positive reviews | **62.5% of reviews** | 50.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Freemium | Freemium |
| Size | 135 MB | 5 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Sergey Kolyoskin](https://appshunter.io/developer/1462048412) | [志亮 黎](https://appshunter.io/developer/1159611554) |

## What reviewers say

### Paymaster

[App page](https://appshunter.io/ios/app/paymaster-my-spending-tracker/id1462048413)

Take control of your finances with this app. Track expenses and income across multiple currencies, plan budgets, and analyze spending patterns. It offers features like SMS transaction import and payment reminders to help you manage your money effectively.

**Highlights:** Expense and income tracking, Budget planning, Multi-currency support (170+), Transaction creation from SMS, Scheduled payment reminders, Graphical reports, Configurable categories

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| "SAVE UP" monthly plan | $2.99 | per month |
| "MANAGE" monthly plan | $5.99 | per month |
| "SAVE UP" yearly plan | $17.99 | per year |
| "MANAGE" yearly plan | $35.99 | per year |


### Split

[App page](https://appshunter.io/ios/app/split-budget-and-track-bills/id1665062249)

Manage your money with a unique budgeting system that divides funds into specific categories for better tracking and savings. Gain insights into spending habits, monitor bills, and work towards financial freedom with personalized financial tools.

**Highlights:** Six Jars Money Management System, Track transactions and account balances, Monitor monthly expenses, Create custom budgets, Grow savings, Income and expense tracking, Detailed statistics and reports

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $3.99 | per month |
| Yearly Premium | $9.99 | per year |
| One Time Purchase | $12.99 | one-time |


## Frequently asked questions

### Is Paymaster free?

Paymaster is free to download, with in-app purchases available.

### Is Split free?

Split is free to download, with in-app purchases available.

### Which has better reviews, Paymaster or Split?

Split is rated higher. Paymaster averages 4.0 out of 5 from 4 ratings, while Split averages 4.5 from 4 ratings.

### Do Paymaster or Split have ads?

Neither Paymaster nor Split shows ads.

### Which is updated more often, Paymaster or Split?

Paymaster ships an update monthly, and Split every 3 weeks. Most recently, Paymaster was updated on October 26, 2026 and Split on October 2, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*