# Paymaster vs Cutty

The clearest difference is review sentiment: Cutty at 100% against Paymaster's 63%. Paymaster's advantage is update cadence (monthly vs every 2 months) and iOS requirement (15.0 vs 26.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Paymaster sells 4 in-app purchases, starting at $2.99 per month and Cutty sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Paymaster ships an update monthly, Cutty every 2 months. The most recent releases landed on October 19, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | Paymaster | Cutty |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (4 ratings)](https://appshunter.io/ios/app/paymaster-my-spending-tracker/id1462048413/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 62.5% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Freemium | Free with in-app purchases |
| Size | 135 MB | 9 MB |
| Requires iOS | **15.0** | 26.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Sergey Kolyoskin](https://appshunter.io/developer/1462048412) | [Andrii Bashta](https://appshunter.io/developer/1547467775) |

## What reviewers say

### Paymaster

[App page](https://appshunter.io/ios/app/paymaster-my-spending-tracker/id1462048413)

Take control of your finances with this app. Track expenses and income across multiple currencies, plan budgets, and analyze spending patterns. It offers features like SMS transaction import and payment reminders to help you manage your money effectively.

**Highlights:** Expense and income tracking, Budget planning, Multi-currency support (170+), Transaction creation from SMS, Scheduled payment reminders, Graphical reports, Configurable categories

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| "SAVE UP" monthly plan | $2.99 | per month |
| "MANAGE" monthly plan | $5.99 | per month |
| "SAVE UP" yearly plan | $17.99 | per year |
| "MANAGE" yearly plan | $35.99 | per year |


### Cutty

[App page](https://appshunter.io/ios/app/cutty-subscription-manager/id6504582511)

Easily manage all your expenses by category, from utility bills to subscriptions. Monitor your spending weekly, monthly, and yearly with detailed analytics to understand where your money goes. Your financial data is securely stored only on your device.

**Highlights:** Expense tracking by category, Weekly, monthly, yearly spending analytics, Add, edit, and organize bills, Secure on-device data storage, Subscription management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlock Premium features | $9.99 | one-time |


## Frequently asked questions

### Is Paymaster free?

Paymaster is free to download, with in-app purchases available.

### Is Cutty free?

Cutty is free to download, with in-app purchases available.

### Do Paymaster or Cutty have ads?

Neither Paymaster nor Cutty shows ads.

### Which is updated more often, Paymaster or Cutty?

Paymaster ships an update monthly, and Cutty every 2 months. Most recently, Paymaster was updated on October 19, 2026 and Cutty on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*