# HPBGO vs STJFCU

The clearest difference is monetization model: STJFCU at free against HPBGO's free with in-app purchases. STJFCU also leads on iOS requirement (15.1 vs 18.4). HPBGO's advantage is ratings volume (1.2K vs 52). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for HPBGO against 4.8 for STJFCU. That said, the two scores are not equally well evidenced: HPBGO has 1.2K ratings behind it against 52, so its average is the more settled of the two.

HPBGO ships an update every 4 weeks, STJFCU monthly. Both last shipped on November 3, 2026.

## The numbers

| Metric | HPBGO | STJFCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (1.2K ratings)](https://appshunter.io/ios/app/hpbgo/id1462100850/reviews)** | [4.8 (52 ratings)](https://appshunter.io/ios/app/stjfcu/id6461776603/reviews) |
| Number of ratings | **1.2K** | 52 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 197 MB | 141 MB |
| Requires iOS | 18.4 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [High Plains Bank CO](https://appshunter.io/developer/981990528) | [St. Joseph's (canton) Parish Federal Credit Union](https://appshunter.io/developer/1451233042) |

## What reviewers say

### HPBGO

[App page](https://appshunter.io/ios/app/hpbgo/id1462100850)

Aggregate all your financial accounts into one place for easy management. Organize transactions, set alerts, make payments, transfer funds, and deposit checks remotely. Secure your finances with advanced login options.

**Highlights:** Aggregate financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfer money, Mobile check deposit, View monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 💕 Friendly employees
- 🚀 Convenient banking
- 🏆 Best bank ever
- ⭐ Excellent service

**What reviewers complain about**

- 🐛 Mobile deposit issues

**Reported bugs**

- Mobile deposit only allows deposit into one account


### STJFCU

[App page](https://appshunter.io/ios/app/stjfcu/id6461776603)

Manage your finances conveniently from your mobile device. View account balances, transaction history, transfer funds, and deposit checks. Locate nearby branches and ATMs, and set up account alerts for enhanced security.

**Highlights:** Account overview and details, Check account balances, View transaction history, Transfer funds between accounts, Send money to others, Mobile check deposit, ATM/Branch locator, Account alerts

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is HPBGO free?

HPBGO is free to download, with no in-app purchases.

### Is STJFCU free?

STJFCU is free to download, with no in-app purchases.

### Which has better reviews, HPBGO or STJFCU?

HPBGO is rated higher. HPBGO averages 4.9 out of 5 from 1.2K ratings, while STJFCU averages 4.8 from 52 ratings.

### Do HPBGO or STJFCU have ads?

Neither HPBGO nor STJFCU shows ads.

### Which is updated more often, HPBGO or STJFCU?

HPBGO ships an update every 4 weeks, and STJFCU monthly. Most recently, HPBGO was updated on November 3, 2026 and STJFCU on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*