# هكبه | Hakbah vs tiqmo

The clearest difference is rating: هكبه | Hakbah at 4.6 against tiqmo's 4.2. هكبه | Hakbah also leads on monetization model (free vs free with in-app purchases) and ratings volume (2K vs 354). tiqmo's advantage is update cadence (weekly vs monthly) and review sentiment (44% vs 35%). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

هكبه | Hakbah holds the better App Store score, 4.6 against 4.2. That said, the two scores are not equally well evidenced: هكبه | Hakbah has 2K ratings behind it against 354, so its average is the more settled of the two. Written reviews complicate that: 35% of هكبه | Hakbah's written reviews are positive against 44% of tiqmo's, so the app with the better star average is not the one people write more warmly about.

هكبه | Hakbah ships an update monthly, tiqmo weekly. The most recent releases landed on September 23, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | هكبه | Hakbah | tiqmo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (2K ratings)](https://appshunter.io/ios/app/hakbah/id1462286908/reviews)** | [4.2 (354 ratings)](https://appshunter.io/ios/app/tiqmo/id1664051459/reviews) |
| Number of ratings | **2K** | 354 |
| Positive reviews | 35.3% of reviews | **44.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Weekly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 74 MB | 124 MB |
| Requires iOS | **14.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [Hakbah](https://appshunter.io/developer/1462286907) | [Tiqmo](https://appshunter.io/developer/1659823930) |

## What reviewers say

### هكبه | Hakbah

[App page](https://appshunter.io/ios/app/hakbah/id1462286908)

This app facilitates social savings through digital monthly financial groups, allowing users to set goals, manage payments flexibly, and receive funds on a specified date. It offers enhanced control over payments and withdrawals, with options for individual savings and grace periods.

**Highlights:** Digital Jameya (savings groups), Flexible payment control, On-demand fund withdrawal, Automated Jameya withdrawal, Grace period (Imhal) service, Individual Jameya option, AI-powered savings engine

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Great app
- 🚀 Excellent service
- 👍 Awesome app
- 👍 Wonderful experience
- 👍 Efficient and professional

**What reviewers complain about**

- 🐛 Delayed response
- 🐛 Technical issues
- 🐛 Poor customer service
- 🐛 Unreliable app
- 💰 High fees

**Reported bugs**

- Login issues
- Freezing app
- Incorrect payment processing
- Unavailable associations

**Requested features**

- Flexible payment options
- Improved user interface
- Better communication with customers
- Expanded selection of associations


### tiqmo

[App page](https://appshunter.io/ios/app/tiqmo/id1664051459)

Manage your finances with a comprehensive digital app offering prepaid Mastercard options, global money transfers, and bill payments. Gain insights into spending, track budgets, and access an integrated marketplace for mobile recharges and e-vouchers.

**Highlights:** Prepaid Mastercard options (Standard Mada, Platinum), Global and local money transfers, International and local bill payments (SADAD integration), Spending insights and budget tracking, Integrated marketplace for mobile recharge and e-vouchers, ATM cash withdrawal

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💸 Generous cash back
- 🚀 Fast international transfers
- 💳 Convenient bill payments
- 🗂️ Helpful budgeting tools
- 🔒 Reliable and secure

**What reviewers complain about**

- 🚫 Mandatory location access
- 🤖 Buggy app performance
- ❌ Failed international/local transfers
- 🕰️ Slow customer support response
- 💰 Unexpected fees and charges

**Reported bugs**

- Login and account verification issues
- Frequent app crashes and freezes
- Delayed or failed money transfers
- Inconsistent cash back application

**Requested features**

- Improved international transfer experience
- Enhanced security and privacy controls
- Seamless integration with other financial apps
- More transparent cash back policies


## Frequently asked questions

### Is هكبه | Hakbah free?

هكبه | Hakbah is free to download, with no in-app purchases.

### Is tiqmo free?

tiqmo is free to download, with no in-app purchases.

### Which has better reviews, هكبه | Hakbah or tiqmo?

هكبه | Hakbah is rated higher. هكبه | Hakbah averages 4.6 out of 5 from 2K ratings, while tiqmo averages 4.2 from 354 ratings.

### Do هكبه | Hakbah or tiqmo have ads?

Neither هكبه | Hakbah nor tiqmo shows ads.

### Which is updated more often, هكبه | Hakbah or tiqmo?

هكبه | Hakbah ships an update monthly, and tiqmo weekly. Most recently, هكبه | Hakbah was updated on September 23, 2026 and tiqmo on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*