# هكبه | Hakbah vs STC Bank

The clearest difference is update cadence: STC Bank at every 5 days against هكبه | Hakbah's every 5 weeks. STC Bank also leads on ratings volume (45K vs 2.2K). هكبه | Hakbah's advantage is monetization model (free vs ad-supported). On price, rating, review sentiment and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for هكبه | Hakbah against 4.7 for STC Bank. That said, the two scores are not equally well evidenced: STC Bank has 45K ratings behind it against 2.2K, so its average is the more settled of the two. Written reviews are what separate them: 35% of هكبه | Hakbah's written reviews are positive against 38% of STC Bank's.

هكبه | Hakbah ships an update every 5 weeks, STC Bank every 5 days. Both last shipped on November 7, 2026.

## The numbers

| Metric | هكبه | Hakbah | STC Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (2.2K ratings)](https://appshunter.io/ios/app/hakbah/id1462286908/reviews) | **[4.7 (45K ratings)](https://appshunter.io/ios/app/stc-bank/id6458546150/reviews)** |
| Number of ratings | 2.2K | **45K** |
| Positive reviews | 34.7% of reviews | **38.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 5 days** |
| Monetization | **Free** | Ad-supported |
| Size | 74 MB | 461 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 12+ | 12+ |
| Developer | [Hakbah](https://appshunter.io/developer/1462286907) | [STCPay](https://appshunter.io/developer/1364197139) |

## What reviewers say

### هكبه | Hakbah

[App page](https://appshunter.io/ios/app/hakbah/id1462286908)

This app facilitates social savings through digital monthly financial groups, allowing users to set goals, manage payments flexibly, and receive funds on a specified date. It offers enhanced control over payments and withdrawals, with options for individual savings and grace periods.

**Highlights:** Digital Jameya (savings groups), Flexible payment control, On-demand fund withdrawal, Automated Jameya withdrawal, Grace period (Imhal) service, Individual Jameya option, AI-powered savings engine

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Great app
- 🚀 Excellent service
- 👍 Awesome app
- 👍 Wonderful experience
- 👍 Efficient and professional

**What reviewers complain about**

- 🐛 Delayed response
- 🐛 Technical issues
- 🐛 Poor customer service
- 🐛 Unreliable app
- 💰 High fees

**Reported bugs**

- Login issues
- Freezing app
- Incorrect payment processing
- Unavailable associations

**Requested features**

- Flexible payment options
- Improved user interface
- Better communication with customers
- Expanded selection of associations


### STC Bank

[App page](https://appshunter.io/ios/app/stc-bank/id6458546150)

Manage your finances securely and easily with a wide range of digital banking services. Perform transactions, manage cards, and access various account features all within a single application.

**Highlights:** Manage multiple accounts, Local & international transfers, Card management (mada & Visa), Bill payment, Financing options, Saving accounts

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy and convenient
- 🚀 Good and fast
- 💡 Merge STC Pay and STC Bank into one app

**What reviewers complain about**

- 🐛 Sluggish performance and technical issues
- 🐛 Frequent crashes and glitches
- 🐛 Unreliable registration and account setup
- 🔒 Security concerns
- 🔋 High battery consumption

**Reported bugs**

- Incorrect error messages
- Inability to add funds or transfer money
- Compatibility issues with older devices
- Inconsistent app behavior

**Requested features**

- Dark mode option
- Improved user experience
- Better customer support
- Expand availability beyond Saudi Arabia


## Frequently asked questions

### Is هكبه | Hakbah free?

هكبه | Hakbah is free to download, with no in-app purchases.

### Is STC Bank free?

STC Bank is free to download, with no in-app purchases.

### Which has better reviews, هكبه | Hakbah or STC Bank?

STC Bank is rated higher. هكبه | Hakbah averages 4.6 out of 5 from 2.2K ratings, while STC Bank averages 4.7 from 45K ratings.

### Do هكبه | Hakbah or STC Bank have ads?

Neither هكبه | Hakbah nor STC Bank shows ads.

### Which is updated more often, هكبه | Hakbah or STC Bank?

هكبه | Hakbah ships an update every 5 weeks, and STC Bank every 5 days. Most recently, هكبه | Hakbah was updated on November 7, 2026 and STC Bank on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*