# MyTime Wallet vs FNBMT

The clearest difference is rating: FNBMT at 4.9 against MyTime Wallet's 4.7. FNBMT also leads on ratings volume (870 vs 48). MyTime Wallet's advantage is update cadence (every 10 days vs monthly) and review sentiment (80% vs 71%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FNBMT holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: FNBMT has 870 ratings behind it against 48, so its average is the more settled of the two. Written reviews complicate that: 80% of MyTime Wallet's written reviews are positive against 71% of FNBMT's, so the app with the better star average is not the one people write more warmly about.

MyTime Wallet ships an update every 10 days, FNBMT monthly. Both last shipped on October 25, 2026.

## The numbers

| Metric | MyTime Wallet | FNBMT |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (48 ratings)](https://appshunter.io/ios/app/mytime-wallet/id1462392428/reviews) | **[4.9 (870 ratings)](https://appshunter.io/ios/app/fnbmt/id1598368497/reviews)** |
| Number of ratings | 48 | **870** |
| Positive reviews | **80.0% of reviews** | 71.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Monthly |
| Monetization | Free | Free |
| Size | 170 MB | 199 MB |
| Requires iOS | **15.6** | 18.4 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad |
| Age rating | 12+ | 4+ |
| Developer | [Unified Signal, Inc.](https://appshunter.io/developer/1022846640) | [First National Bank of Middle Tennessee](https://appshunter.io/developer/920018214) |

## What reviewers say

### MyTime Wallet

[App page](https://appshunter.io/ios/app/mytime-wallet/id1462392428)

Securely manage your digital wallet and debit card. Create a financial firewall to protect your money from retailers. Enjoy free, real-time money transfers globally and efficient bill payments without traditional banking fees.

**Highlights:** Secure wallet and debit card management, Financial firewall technology, Free real-time money transfers, Efficient bill payments, Fee-free banking services

**Features:** Siri integration, Apple Wallet, Apple Watch app

**In-app purchases:** none


### FNBMT

[App page](https://appshunter.io/ios/app/fnbmt/id1598368497)

Manage your finances with this secure and easy-to-use app. Organize transactions, set alerts, make payments, and deposit checks with a photo. It also helps you reorder cards, find ATMs, and aggregate accounts.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Deposit checks via photo, Manage debit cards, Aggregate financial accounts

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is MyTime Wallet free?

MyTime Wallet is free to download, with no in-app purchases.

### Is FNBMT free?

FNBMT is free to download, with no in-app purchases.

### Which has better reviews, MyTime Wallet or FNBMT?

FNBMT is rated higher. MyTime Wallet averages 4.7 out of 5 from 48 ratings, while FNBMT averages 4.9 from 870 ratings.

### Do MyTime Wallet or FNBMT have ads?

Neither MyTime Wallet nor FNBMT shows ads.

### Which is updated more often, MyTime Wallet or FNBMT?

MyTime Wallet ships an update every 10 days, and FNBMT monthly. Most recently, MyTime Wallet was updated on October 25, 2026 and FNBMT on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*