# Budget Planner App・50/30/20 vs Cashews

The clearest difference is monetization model: Budget Planner App・50/30/20 at free with in-app purchases against Cashews's subscription. Budget Planner App・50/30/20 also leads on rating (4.7 vs 4.5). Cashews's advantage is ads (none vs shown) and update cadence (every 3 days vs every 3 weeks). On price, review sentiment, ratings volume and in-app purchases there is nothing between them.

Both are free to download. Budget Planner App・50/30/20 sells 2 in-app purchases, starting at $29.99 per year and Cashews sells 9 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Budget Planner App・50/30/20 holds the better App Store score, 4.7 against 4.5. Both are backed by a comparable volume of ratings — 130 and 70 respectively. Written reviews point the same way: 56% of Budget Planner App・50/30/20's written reviews are positive against 50% of Cashews's.

Budget Planner App・50/30/20 ships an update every 3 weeks, Cashews every 3 days. The most recent releases landed on October 11, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | Budget Planner App・50/30/20 | Cashews |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (130 ratings)](https://appshunter.io/ios/app/budget-planner-app503020/id1462555165/reviews)** | [4.5 (70 ratings)](https://appshunter.io/ios/app/cashews/id1582436070/reviews) |
| Number of ratings | **130** | 70 |
| Positive reviews | **56.3% of reviews** | 50.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | **Every 3 days** |
| Monetization | **Free with in-app purchases** | Subscription |
| Size | 58 MB | 74 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | +4 | 4+ |
| Developer | [Doga Bayram](https://appshunter.io/developer/1446226385) | [Cashews Finance LLC](https://appshunter.io/developer/1582436072) |

## What reviewers say

### Budget Planner App・50/30/20

[App page](https://appshunter.io/ios/app/budget-planner-app503020/id1462555165)

This app helps you manage your finances by tracking income and expenses. It guides you to split your money according to the 50/30/20 rule for needs, wants, and savings, promoting financial freedom.

**Highlights:** Monthly budget planner, 50/30/20 income split, Expense tracking and categorization, Personal finance insights, Money saving guidance, Financial planner monitoring

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Yearly Premium | $29.99 | per year |
| Lifetime Premium | $49.99 | one-time |


### Cashews

[App page](https://appshunter.io/ios/app/cashews/id1582436070)

This app analyzes your income and expenses to tell you how much you can safely spend. It offers a unique approach to budgeting by focusing on your current financial health rather than rigid categories. Make informed decisions with a 'Can I afford it?' widget and achieve your financial goals.

**Highlights:** Connect to bank accounts, Analyze income and expenses, Predictive cash flow algorithm, Spendable money calculation, Financial goal setting, 'Can I afford it?' widget, Automated account syncing

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cashews Finance Monthly | $3.99 | per month |
| Monthly | $5.99 | per month |
| Monthly | $8.99 | per month |
| Quarterly | $13.49 | per 3 months |
| Quarterly | $19.99 | per 3 months |
| Cashews Finance Annual | $39.99 | per year |
| Yearly | $59.99 | per year |
| Yearly | $59.99 | per year |
| Yearly | $69.99 | per year |


## Frequently asked questions

### Is Budget Planner App・50/30/20 free?

Budget Planner App・50/30/20 is free to download, with in-app purchases available.

### Is Cashews free?

Cashews is free to download, with in-app purchases available.

### Which has better reviews, Budget Planner App・50/30/20 or Cashews?

Budget Planner App・50/30/20 is rated higher. Budget Planner App・50/30/20 averages 4.7 out of 5 from 130 ratings, while Cashews averages 4.5 from 70 ratings.

### Do Budget Planner App・50/30/20 or Cashews have ads?

Budget Planner App・50/30/20 shows ads; Cashews does not.

### Which is updated more often, Budget Planner App・50/30/20 or Cashews?

Budget Planner App・50/30/20 ships an update every 3 weeks, and Cashews every 3 days. Most recently, Budget Planner App・50/30/20 was updated on October 11, 2026 and Cashews on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*