# InsurLink vs Relay Payments

InsurLink and Relay Payments both sit at 4.9 stars, but that hides the real split: 100% of InsurLink's written reviews are positive against 63% of Relay Payments's. InsurLink also leads on iOS requirement (11.0 vs 15.1). Relay Payments's advantage is ratings volume (32K vs 12) and update cadence (every 2 weeks vs every 2 months). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for InsurLink against 4.8 for Relay Payments. That said, the two scores are not equally well evidenced: Relay Payments has 32K ratings behind it against 12, so its average is the more settled of the two. Written reviews are what separate them: 100% of InsurLink's written reviews are positive against 63% of Relay Payments's.

InsurLink ships an update every 2 months, Relay Payments every 2 weeks. The most recent releases landed on November 3, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | InsurLink | Relay Payments |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (12 ratings)](https://appshunter.io/ios/app/insurlink/id1462689482/reviews)** | [4.8 (32K ratings)](https://appshunter.io/ios/app/relay-payments/id1544184144/reviews) |
| Number of ratings | 12 | **32K** |
| Positive reviews | **100.0% of reviews** | 63.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 28 MB | 97 MB |
| Requires iOS | **11.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Vertafore Inc.](https://appshunter.io/developer/655755601) | [Relay Payments](https://appshunter.io/developer/1544184146) |

## What reviewers say

### InsurLink

[App page](https://appshunter.io/ios/app/insurlink/id1462689482)

Access your insurance policy details, ID cards, and important documents on the go. Request policy changes and manage your team's information with secure login options.

**Highlights:** Auto ID Cards, Policy Details, Claims Access, Document Management, Request Policy Changes, Face/Touch ID Login, Offline Auto ID

**Features:** macOS Compatibility

**In-app purchases:** none


### Relay Payments

[App page](https://appshunter.io/ios/app/relay-payments/id1544184144)

This app simplifies payments for truck drivers, allowing them to pay for fuel, lumper fees, scales, and parking reservations digitally. It aims to eliminate the need for cash or checks, offering transparent pricing and discounts at participating merchants.

**Highlights:** Instant digital payments for truckers, Pay for discounted fuel, Settle lumper fees at warehouses, Digital payments for scales, Locate and reserve truck parking, Cardless fuel purchases, Transparent pricing

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Efficient and easy to use
- 👍 Convenient payment options
- 💡 Helpful for lumper fee payments
- 🚀 Fast and streamlined payment process

**What reviewers complain about**

- ⏱️ Slow payment processing times
- 🔍 Lack of transparency in fees
- 🤖 Poor customer service and support
- 🐛 App crashes and bugs
- 💰 Unexpected charges and high fees

**Reported bugs**

- App freezes and crashes
- Issues with payment processing
- Trouble accessing account information

**Requested features**

- Integrate loyalty rewards programs
- Provide more fuel discount options
- Allow bank account/EFT payments
- Improve receipt and transaction history access


## Frequently asked questions

### Is InsurLink free?

InsurLink is free to download, with no in-app purchases.

### Is Relay Payments free?

Relay Payments is free to download, with no in-app purchases.

### Which has better reviews, InsurLink or Relay Payments?

InsurLink is rated higher. InsurLink averages 4.9 out of 5 from 12 ratings, while Relay Payments averages 4.8 from 32K ratings.

### Do InsurLink or Relay Payments have ads?

Neither InsurLink nor Relay Payments shows ads.

### Which is updated more often, InsurLink or Relay Payments?

InsurLink ships an update every 2 months, and Relay Payments every 2 weeks. Most recently, InsurLink was updated on November 3, 2026 and Relay Payments on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*