# BM Online vs Telda

The clearest difference is rating: Telda at 4.8 against BM Online's 4.2. Telda also leads on update cadence (every 3 days vs monthly). BM Online's advantage is monetization model (free vs free with in-app purchases) and review sentiment (53% vs 42%). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Telda holds the better App Store score, 4.8 against 4.2. Both are backed by a comparable volume of ratings — 2.1K and 2.7K respectively. Written reviews complicate that: 53% of BM Online's written reviews are positive against 42% of Telda's, so the app with the better star average is not the one people write more warmly about.

BM Online ships an update monthly, Telda every 3 days. Both last shipped on October 22, 2026.

## The numbers

| Metric | BM Online | Telda |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (2.1K ratings)](https://appshunter.io/ios/app/bm-online/id1462899730/reviews) | **[4.8 (2.7K ratings)](https://appshunter.io/ios/app/telda/id1519608437/reviews)** |
| Number of ratings | 2.1K | **2.7K** |
| Positive reviews | **53.3% of reviews** | 41.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 226 MB | 210 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Banque Misr S.A.E](https://appshunter.io/developer/1198210183) | [Telda LLC](https://appshunter.io/developer/1513749371) |

## What reviewers say

### BM Online

[App page](https://appshunter.io/ios/app/bm-online/id1462899730)

Manage your bank accounts, transfer funds, and handle your cards securely from your mobile device. This app provides convenient access to your financial information and allows you to perform various banking transactions on the go.

**Highlights:** Account access and balance inquiry, Transaction history viewing, Fund transfers (own, BM, local EGP), Scheduled payments, Card management and prepaid reload, Credit card repayment, Service requests (cheque book, stop cheque, lost card)

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Efficient banking transactions
- 💡 Innovative features
- 🔒 Secure authentication options
- 🌟 Excellent customer service

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⏱️ Slow response times
- 🔑 Complicated login process
- 💼 Lack of advanced features
- 🔋 High battery consumption

**Reported bugs**

- App not compatible with latest iOS versions
- Login failures and session timeouts
- Inability to retrieve account information
- Inconsistent performance across devices
- Glitches in money transfer functionality

**Requested features**

- Face ID or biometric login support
- Ability to cancel certificates remotely
- Improved transaction details and history
- Seamless integration with other banking services
- Personalized account management tools


### Telda

[App page](https://appshunter.io/ios/app/telda/id1519608437)

Manage your finances with an all-in-one app. Send, spend, save, and invest money easily. Get a customizable card, track expenses, and earn rewards. Securely manage your accounts with instant notifications and biometric protection.

**Highlights:** Instant money transfers, Zero commission stock and mutual fund investing, Customizable debit card, Expense tracking and budgeting, Earn and redeem loyalty points, Biometric security features

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 💡 Useful features
- 🚀 Efficient transactions

**What reviewers complain about**

- 🐛 Frequent crashes
- 🔒 Security issues
- 💤 Slow customer support

**Reported bugs**

- Login screen freezes
- Verification code issues
- ATM withdrawal problems

**Requested features**

- Add Apple Pay support
- Improve international payment capabilities
- Provide more transparency on card delivery


## Frequently asked questions

### Is BM Online free?

BM Online is free to download, with no in-app purchases.

### Is Telda free?

Telda is free to download, with no in-app purchases.

### Which has better reviews, BM Online or Telda?

Telda is rated higher. BM Online averages 4.2 out of 5 from 2.1K ratings, while Telda averages 4.8 from 2.7K ratings.

### Do BM Online or Telda have ads?

Neither BM Online nor Telda shows ads.

### Which is updated more often, BM Online or Telda?

BM Online ships an update monthly, and Telda every 3 days. Most recently, BM Online was updated on October 22, 2026 and Telda on October 22, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*