# BM Online vs CIB Mobile Banking App

The clearest difference is rating: BM Online at 4.2 against CIB Mobile Banking App's 3.1. BM Online also leads on ratings volume (2.1K vs 126) and review sentiment (53% vs 39%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BM Online holds the better App Store score, 4.2 against 3.1. That said, the two scores are not equally well evidenced: BM Online has 2.1K ratings behind it against 126, so its average is the more settled of the two. Written reviews point the same way: 53% of BM Online's written reviews are positive against 39% of CIB Mobile Banking App's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | BM Online | CIB Mobile Banking App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (2.1K ratings)](https://appshunter.io/ios/app/bm-online/id1462899730/reviews)** | [3.1 (126 ratings)](https://appshunter.io/ios/app/cib-mobile-banking-app/id6618151705/reviews) |
| Number of ratings | **2.1K** | 126 |
| Positive reviews | **53.3% of reviews** | 39.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | Free |
| Size | 226 MB | 57 MB |
| Requires iOS | **13.0** | 16 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Banque Misr S.A.E](https://appshunter.io/developer/1198210183) | [Commercial International Bank (Egypt) S.A.E](https://appshunter.io/developer/1010238465) |

## What reviewers say

### BM Online

[App page](https://appshunter.io/ios/app/bm-online/id1462899730)

Manage your bank accounts, transfer funds, and handle your cards securely from your mobile device. This app provides convenient access to your financial information and allows you to perform various banking transactions on the go.

**Highlights:** Account access and balance inquiry, Transaction history viewing, Fund transfers (own, BM, local EGP), Scheduled payments, Card management and prepaid reload, Credit card repayment, Service requests (cheque book, stop cheque, lost card)

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Efficient banking transactions
- 💡 Innovative features
- 🔒 Secure authentication options
- 🌟 Excellent customer service

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⏱️ Slow response times
- 🔑 Complicated login process
- 💼 Lack of advanced features
- 🔋 High battery consumption

**Reported bugs**

- App not compatible with latest iOS versions
- Login failures and session timeouts
- Inability to retrieve account information
- Inconsistent performance across devices
- Glitches in money transfer functionality

**Requested features**

- Face ID or biometric login support
- Ability to cancel certificates remotely
- Improved transaction details and history
- Seamless integration with other banking services
- Personalized account management tools


### CIB Mobile Banking App

[App page](https://appshunter.io/ios/app/cib-mobile-banking-app/id6618151705)

A redesigned mobile banking application offering an intuitive, user-friendly, and secure platform. Manage accounts, cards, investments, and payments with enhanced functionality and seamless navigation. Save time and gain control over your finances anytime, anywhere.

**Highlights:** Intuitive and modern interface, Biometric login (fingerprint/face-ID), Comprehensive account management, Full card control and activation, Seamless money transfers (domestic & international), Bill and charity payments, Investment portfolio management

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Intuitive and user-friendly
- 🚀 Stable and better performance
- 💡 Much-needed improvement over old app

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🐛 Unable to view transaction history and account balances
- 🐛 Redirection to external websites with 404 errors

**Reported bugs**

- App not working for users with developer mode enabled
- Inability to scroll or interact with home page

**Requested features**

- Allow login with biometrics (FaceID, fingerprint)
- Eliminate mandatory password changes every 6 months
- Integrate bonus program within the app


## Frequently asked questions

### Is BM Online free?

BM Online is free to download, with no in-app purchases.

### Is CIB Mobile Banking App free?

CIB Mobile Banking App is free to download, with no in-app purchases.

### Which has better reviews, BM Online or CIB Mobile Banking App?

BM Online is rated higher. BM Online averages 4.2 out of 5 from 2.1K ratings, while CIB Mobile Banking App averages 3.1 from 126 ratings.

### Do BM Online or CIB Mobile Banking App have ads?

Neither BM Online nor CIB Mobile Banking App shows ads.

### Which is updated more often, BM Online or CIB Mobile Banking App?

BM Online ships an update monthly, and CIB Mobile Banking App monthly. Most recently, BM Online was updated on November 3, 2026 and CIB Mobile Banking App on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*