# Western Cooperative Mobile vs GFCU

Western Cooperative Mobile and GFCU both sit at 4.8 stars, but that hides the real split: 100% of GFCU's written reviews are positive against 75% of Western Cooperative Mobile's. GFCU also leads on monetization model (ad-supported vs free with in-app purchases). Western Cooperative Mobile's advantage is ratings volume (1.5K vs 168). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Western Cooperative Mobile against 4.9 for GFCU. That said, the two scores are not equally well evidenced: Western Cooperative Mobile has 1.5K ratings behind it against 168, so its average is the more settled of the two. Written reviews are what separate them: 75% of Western Cooperative Mobile's written reviews are positive against 100% of GFCU's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Western Cooperative Mobile | GFCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (1.5K ratings)](https://appshunter.io/ios/app/western-cooperative-mobile/id1462986994/reviews) | **[4.9 (168 ratings)](https://appshunter.io/ios/app/gfcu/id6502622575/reviews)** |
| Number of ratings | **1.5K** | 168 |
| Positive reviews | 75.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 198 MB | 198 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 12+ | 4+ |
| Developer | [Western Cooperative Credit Union](https://appshunter.io/developer/635059094) | [Grasslands Federal Credit Union](https://appshunter.io/developer/1395341930) |

## What reviewers say

### Western Cooperative Mobile

[App page](https://appshunter.io/ios/app/western-cooperative-mobile/id1462986994)

Manage all your financial accounts, including those from other institutions, in one place. Organize transactions, set balance alerts, make payments, transfer funds, and deposit checks with a photo. Secure your accounts with passcode or biometric login.

**Highlights:** Aggregate all financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfer money, Mobile check deposit, View and save statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


### GFCU

[App page](https://appshunter.io/ios/app/gfcu/id6502622575)

Aggregate all your financial accounts, including those from other institutions, into one convenient view. Manage your money with tools for alerts, payments, transfers, and mobile check deposits. Secure your account with passcode and biometric options.

**Highlights:** Aggregate financial accounts, Set up balance alerts, Make payments and transfers, Mobile check deposit, Debit card management, View monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Western Cooperative Mobile free?

Western Cooperative Mobile is free to download, with no in-app purchases.

### Is GFCU free?

GFCU is free to download, with no in-app purchases.

### Which has better reviews, Western Cooperative Mobile or GFCU?

GFCU is rated higher. Western Cooperative Mobile averages 4.8 out of 5 from 1.5K ratings, while GFCU averages 4.9 from 168 ratings.

### Do Western Cooperative Mobile or GFCU have ads?

Neither Western Cooperative Mobile nor GFCU shows ads.

### Which is updated more often, Western Cooperative Mobile or GFCU?

Western Cooperative Mobile ships an update monthly, and GFCU monthly. Most recently, Western Cooperative Mobile was updated on November 3, 2026 and GFCU on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*