# HBL Microfinance vs Apna Paisa

The clearest difference is iOS requirement: Apna Paisa at 13.4 against HBL Microfinance's 15.6. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | HBL Microfinance | Apna Paisa |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.4 (21 ratings)](https://appshunter.io/ios/app/hbl-microfinance/id1463030414/reviews)** | — |
| Number of ratings | **21** | — |
| Positive reviews | 16.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | — |
| Monetization | Free | — |
| Size | 206 MB | 72 MB |
| Requires iOS | 15.6 | **13.4** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [FMFB Pakistan](https://appshunter.io/developer/1364824103) | [APNA MICROFINANCE BANK LIMITED](https://appshunter.io/developer/1547583776) |

## What reviewers say

### HBL Microfinance

[App page](https://appshunter.io/ios/app/hbl-microfinance/id1463030414)

Manage your finances with this all-in-one banking and mobile wallet app. Send money, pay bills, recharge your phone, and apply for instant digital loans securely. Open a digital account and wallet for convenient mobile banking.

**Highlights:** Send and receive money instantly, Pay utility bills digitally, Recharge mobile load and bundles, Apply for instant digital loans, Manage bank account and debit card, Open digital bank account and wallet

**Features:** Vision Pro support

**In-app purchases:** none


### Apna Paisa

[App page](https://appshunter.io/ios/app/apna-paisa/id1547583774)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is HBL Microfinance free?

HBL Microfinance is free to download, with no in-app purchases.

### Is Apna Paisa free?

Apna Paisa is free to download, with no in-app purchases.

### Do HBL Microfinance or Apna Paisa have ads?

Neither HBL Microfinance nor Apna Paisa shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*