# HBL Microfinance vs RIZQ by Rozee

The clearest difference is review sentiment: RIZQ by Rozee at 100% against HBL Microfinance's 17%. RIZQ by Rozee also leads on rating (5.0 vs 3.4) and update cadence (every 3 weeks vs every 2 months). HBL Microfinance's advantage is ratings volume (21 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

RIZQ by Rozee holds the better App Store score, 5.0 against 3.4. That said, the two scores are not equally well evidenced: HBL Microfinance has 21 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 17% of HBL Microfinance's written reviews are positive against 100% of RIZQ by Rozee's.

HBL Microfinance ships an update every 2 months, RIZQ by Rozee every 3 weeks. Both last shipped on November 3, 2026.

## The numbers

| Metric | HBL Microfinance | RIZQ by Rozee |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (21 ratings)](https://appshunter.io/ios/app/hbl-microfinance/id1463030414/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/rizq-by-rozee/id1612611173/reviews)** |
| Number of ratings | **21** | 1 |
| Positive reviews | 16.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 206 MB | 78 MB |
| Requires iOS | 15.6 | **15.5** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [FMFB Pakistan](https://appshunter.io/developer/1364824103) | [Naseeb Networks Inc.](https://appshunter.io/developer/957689838) |

## What reviewers say

### HBL Microfinance

[App page](https://appshunter.io/ios/app/hbl-microfinance/id1463030414)

Manage your finances with this all-in-one banking and mobile wallet app. Send money, pay bills, recharge your phone, and apply for instant digital loans securely. Open a digital account and wallet for convenient mobile banking.

**Highlights:** Send and receive money instantly, Pay utility bills digitally, Recharge mobile load and bundles, Apply for instant digital loans, Manage bank account and debit card, Open digital bank account and wallet

**Features:** Vision Pro support

**In-app purchases:** none


### RIZQ by Rozee

[App page](https://appshunter.io/ios/app/rizq-by-rozee/id1612611173)

This finance app helps professionals and freelancers manage their money. It offers tools for saving, investing, borrowing, and financial planning, aiming to provide a secure path to financial wellness.

**Highlights:** Daily Halal Profits on Savings, RIZQ Kommittees, Smart Bill Payments, Instant Loans, Flexible Health Insurance, Intelligent Budget Planner, Freelance Gigs

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is HBL Microfinance free?

HBL Microfinance is free to download, with no in-app purchases.

### Is RIZQ by Rozee free?

RIZQ by Rozee is free to download, with no in-app purchases.

### Which has better reviews, HBL Microfinance or RIZQ by Rozee?

RIZQ by Rozee is rated higher. HBL Microfinance averages 3.4 out of 5 from 21 ratings, while RIZQ by Rozee averages 5.0 from 1 ratings.

### Do HBL Microfinance or RIZQ by Rozee have ads?

Neither HBL Microfinance nor RIZQ by Rozee shows ads.

### Which is updated more often, HBL Microfinance or RIZQ by Rozee?

HBL Microfinance ships an update every 2 months, and RIZQ by Rozee every 3 weeks. Most recently, HBL Microfinance was updated on November 3, 2026 and RIZQ by Rozee on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*