# HBL Microfinance vs Raptr Wallet

The clearest difference is update cadence: Raptr Wallet at every 8 days against HBL Microfinance's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HBL Microfinance ships an update every 2 months, Raptr Wallet every 8 days. The most recent releases landed on October 6, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | HBL Microfinance | Raptr Wallet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.4 (21 ratings)](https://appshunter.io/ios/app/hbl-microfinance/id1463030414/reviews)** | — |
| Number of ratings | **21** | — |
| Positive reviews | 16.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 8 days** |
| Monetization | Free | — |
| Size | 201 MB | 128 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [FMFB Pakistan](https://appshunter.io/developer/1364824103) | [Raptr Games](https://appshunter.io/developer/1788036484) |

## What reviewers say

### HBL Microfinance

[App page](https://appshunter.io/ios/app/hbl-microfinance/id1463030414)

Manage your finances with this all-in-one banking and mobile wallet app. Send money, pay bills, recharge your phone, and apply for instant digital loans securely. Open a digital account and wallet for convenient mobile banking.

**Highlights:** Send and receive money instantly, Pay utility bills digitally, Recharge mobile load and bundles, Apply for instant digital loans, Manage bank account and debit card, Open digital bank account and wallet

**Features:** Vision Pro support

**In-app purchases:** none


### Raptr Wallet

[App page](https://appshunter.io/ios/app/raptr-wallet/id6740030695)

**In-app purchases:** none


## Frequently asked questions

### Is HBL Microfinance free?

HBL Microfinance is free to download, with no in-app purchases.

### Is Raptr Wallet free?

Raptr Wallet is free to download, with no in-app purchases.

### Do HBL Microfinance or Raptr Wallet have ads?

Neither HBL Microfinance nor Raptr Wallet shows ads.

### Which is updated more often, HBL Microfinance or Raptr Wallet?

HBL Microfinance ships an update every 2 months, and Raptr Wallet every 8 days. Most recently, HBL Microfinance was updated on October 6, 2026 and Raptr Wallet on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*