# 思特云 vs KPay

The clearest difference is in-app purchases: KPay at none against 思特云's 19. KPay also leads on ads (none vs shown) and update cadence (every 2 weeks vs every 3 months). On price, device support and iOS requirement there is nothing between them.

Both are free to download. 思特云 sells 13 one-off in-app purchases. KPay asks for nothing beyond the download.

思特云 ships an update every 3 months, KPay every 2 weeks. The most recent releases landed on October 9, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | 思特云 | KPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/kpay/id1551767545/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | — | 83.3% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 3 months | **Every 2 weeks** |
| Monetization | — | Free |
| Size | 474 MB | 209 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [YAN HUI LUO](https://appshunter.io/developer/1463183369) | [KPAY MERCHANT SERVICE LIMITED](https://appshunter.io/developer/1548843708) |

## What reviewers say

### 思特云

[App page](https://appshunter.io/ios/app/id1463183370)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (13)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 7天存储\|30天服务\|移动侦测录像\|1通道 | $1.99 | one-time |
| 7天存储\|30天服务\|全天录像\|1通道 | $3.99 | one-time |
| 3天存储\|90天服务\|移动侦测录像\|1通道 | $3.99 | one-time |
| 7天存储\|360天服务\|移动侦测录像\|1通道 | $3.99 | one-time |
| 3天存储\|360天服务\|移动侦测录像\|1通道 | $17.99 | one-time |
| 7天存储\|360天服务\|移动侦测录像\|1通道 | $19.99 | one-time |
| 3天存储\|360天服务\|全天录像\|1通道 | $24.99 | one-time |
| 3天存储\|720天服务\|移动侦测录像\|1通道 | $24.99 | one-time |
| 7天存储\|720天服务\|移动侦测录像\|1通道 | $29.99 | one-time |
| 30天存储\|90天服务\|全天录像\|1通道 | $34.99 | one-time |
| 7天存储\|360天服务\|全天录像\|1通道 | $39.99 | one-time |
| 30天存储\|360天服务\|移动侦测录像\|1通道 | $49.99 | one-time |
| 30天存储\|360天服务\|全天录像\|1通道 | $99.99 | one-time |


### KPay

[App page](https://appshunter.io/ios/app/kpay/id1551767545)

Manage all your business's payment transactions, from accepting contactless payments on your iPhone to global remittances and financial reporting. This platform offers a comprehensive suite of tools for businesses of all sizes to streamline their financial operations.

**Highlights:** Tap to Pay on iPhone, Contactless payment acceptance, Digital registration, 24x7 FPS transfers, Global payouts, Smart billing management, Automated financial reporting

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 思特云 free?

思特云 is free to download, with in-app purchases available.

### Is KPay free?

KPay is free to download, with no in-app purchases.

### Do 思特云 or KPay have ads?

思特云 shows ads; KPay does not.

### Which is updated more often, 思特云 or KPay?

思特云 ships an update every 3 months, and KPay every 2 weeks. Most recently, 思特云 was updated on October 9, 2026 and KPay on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*