# Oswal Dhan vs Payback Buddy App

The clearest difference is update cadence: Payback Buddy App at every 3 weeks against Oswal Dhan's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Oswal Dhan ships an update every 2 months, Payback Buddy App every 3 weeks. The most recent releases landed on October 25, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Oswal Dhan | Payback Buddy App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/oswal-dhan/id1463774823/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 86 MB | 41 MB |
| Requires iOS | 16.0 | **15.6** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [OSWAL DHAN PRIVATE LIMITED](https://appshunter.io/developer/1463774822) | [Utopia Med Tech Private Limited](https://appshunter.io/developer/1695790348) |

## What reviewers say

### Oswal Dhan

[App page](https://appshunter.io/ios/app/oswal-dhan/id1463774823)

Manage your entire financial portfolio, including mutual funds, stocks, bonds, and insurance. Track performance, download reports, and invest online. Includes helpful financial calculators for planning.

**Highlights:** Complete portfolio reporting, Historical performance tracking, Online investment in mutual funds, SIP and STP tracking, Insurance premium reminders, Financial calculators

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Payback Buddy App

[App page](https://appshunter.io/ios/app/payback-buddy-app/id6757747402)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Oswal Dhan free?

Oswal Dhan is free to download, with no in-app purchases.

### Is Payback Buddy App free?

Payback Buddy App is free to download, with no in-app purchases.

### Do Oswal Dhan or Payback Buddy App have ads?

Neither Oswal Dhan nor Payback Buddy App shows ads.

### Which is updated more often, Oswal Dhan or Payback Buddy App?

Oswal Dhan ships an update every 2 months, and Payback Buddy App every 3 weeks. Most recently, Oswal Dhan was updated on October 25, 2026 and Payback Buddy App on October 13, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*