# Guac vs The Beans

The clearest difference is in-app purchases: Guac at none against The Beans's 2. Guac also leads on rating (4.4 vs 4.1) and ratings volume (2.1K vs 87). The Beans's advantage is ads (none vs shown) and review sentiment (66% vs 36%). On price, update cadence, monetization model and device support there is nothing between them.

Both are free to download. The Beans sells 2 in-app purchases, starting at $4.99 per month. Guac asks for nothing beyond the download.

Guac holds the better App Store score, 4.4 against 4.1. That said, the two scores are not equally well evidenced: Guac has 2.1K ratings behind it against 87, so its average is the more settled of the two. Written reviews complicate that: 36% of Guac's written reviews are positive against 66% of The Beans's, so the app with the better star average is not the one people write more warmly about.

Guac ships an update every 10 days, The Beans every 2 weeks. The most recent releases landed on October 18, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Guac | The Beans |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (2.1K ratings)](https://appshunter.io/ios/app/guac-save-while-you-spend/id1463903144/reviews)** | [4.1 (87 ratings)](https://appshunter.io/ios/app/the-beans/id1472437187/reviews) |
| Number of ratings | **2.1K** | 87 |
| Positive reviews | 35.9% of reviews | **65.9% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 10 days** | Every 2 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 42 MB | 58 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [New World Savings, Inc](https://appshunter.io/developer/1509378861) | [TheBeans](https://appshunter.io/developer/1472415861) |

## What reviewers say

### Guac

[App page](https://appshunter.io/ios/app/guac-save-while-you-spend/id1463903144)

This app automatically saves money by linking to your bank account and setting personalized savings goals. It offers ways to accelerate savings through a marketplace and side hustles, allowing seamless fund transfers when goals are met.

**Highlights:** Sync bank account for automatic saving, Create personalized savings goals, Set custom savings rules, Earn cash back in marketplace, Explore side hustle opportunities, Seamless fund transfers

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 💰 Helps save money effectively
- 🤑 Offers cash back and rewards
- 🥑 Unique and fun branding
- 📈 Helps achieve financial goals

**What reviewers complain about**

- 🤖 Poor customer service and support
- 💸 Unexpected charges and overdraft fees
- 🔒 Difficulty accessing/withdrawing funds
- 🔁 Inconsistent and unreliable transfers
- 🔥 Account deletion/closure issues

**Reported bugs**

- App freezes and crashes
- Syncing issues with linked bank accounts
- Incorrect account balance displays

**Requested features**

- Ability to directly deposit funds
- Improved transaction history and reporting
- Faster processing and transfer times
- More transparent fee structure


### The Beans

[App page](https://appshunter.io/ios/app/the-beans/id1472437187)

This app offers a free, personalized visual financial plan to help you achieve money and life balance. It automatically categorizes transactions, plans expenses, and provides spending updates. Securely connect your accounts for a holistic financial overview.

**Highlights:** Custom visual financial plan, Automatic transaction labeling, Monthly expense planning, Spending and bill updates, Secure account connection, Personalized plan customization

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| The Beans Premium - 1 month | $4.99 | per month |
| The Beans Premium - 1 year | $29.99 | per year |

**What reviewers like**

- 👍 Easy to use and user-friendly
- 🚀 Helps stay motivated and reduce financial anxiety
- 💡 Provides a clear picture of budget and finances
- ✅ Quick and easy plan development
- ✨ Well-designed and reliable

**What reviewers complain about**

- ❌ Not great for entrepreneurs with complex income
- 💸 Unauthorized withdrawal of funds
- 🚫 Unable to download on iPhone
- 🤔 Confusing interface and lack of explanation
- ⚠️ Inaccurate expense tracking

**Reported bugs**

- 🐛 App unable to recognize all income flows for entrepreneurs
- 🐛 Buggy app preventing access to transferred money details
- 🐛 Inaccurate tracking of expenses and month-over-month spending
- 🐛 App overheats iPhone
- 🐛 Transactions on account not showing up in the app

**Requested features**

- Ability to manually add reoccurring expenses and income
- More clear explanations of visuals and functionality
- Option to delete account directly within the app
- Support for weekly payment schedules
- Improved handling of complex income flows for entrepreneurs


## Frequently asked questions

### Is Guac free?

Guac is free to download, with no in-app purchases.

### Is The Beans free?

The Beans is free to download, with in-app purchases available.

### Which has better reviews, Guac or The Beans?

Guac is rated higher. Guac averages 4.4 out of 5 from 2.1K ratings, while The Beans averages 4.1 from 87 ratings.

### Do Guac or The Beans have ads?

Guac shows ads; The Beans does not.

### Which is updated more often, Guac or The Beans?

Guac ships an update every 10 days, and The Beans every 2 weeks. Most recently, Guac was updated on October 18, 2026 and The Beans on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*