# CTF Life vs BEA Mall

The clearest difference is rating: BEA Mall at 4.7 against CTF Life's 3.0. BEA Mall also leads on review sentiment (33% vs 3%) and ratings volume (29 vs 2). CTF Life's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BEA Mall holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: BEA Mall has 29 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 3% of CTF Life's written reviews are positive against 33% of BEA Mall's.

CTF Life ships an update every 5 weeks, BEA Mall monthly. The most recent releases landed on September 23, 2026 and September 6, 2026 respectively.

## The numbers

| Metric | CTF Life | BEA Mall |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (2 ratings)](https://appshunter.io/ios/app/ctf-life/id1463922958/reviews) | **[4.7 (29 ratings)](https://appshunter.io/ios/app/bea-mall/id1544747458/reviews)** |
| Number of ratings | 2 | **29** |
| Positive reviews | 3.3% of reviews | **33.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 67 MB | 49 MB |
| Requires iOS | 15.6 | **15** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Chow Tai Fook Life Insurance Company Limited](https://appshunter.io/developer/409994365) | [The Bank of East Asia, Limited](https://appshunter.io/developer/381215707) |

## What reviewers say

### CTF Life

[App page](https://appshunter.io/ios/app/ctf-life/id1463922958)

Manage your insurance policies conveniently from your mobile device. This app allows customers to make premium payments, adjust investments, access policy details, update personal information, and submit small claims.

**Highlights:** Policy management, Premium payments, Investment adjustments, Policy information retrieval, Personal information updates, Small insurance claims, Product information access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### BEA Mall

[App page](https://appshunter.io/ios/app/bea-mall/id1544747458)

Manage your bonus points, redeem them for gifts and services, and access exclusive lifestyle offers. This platform allows you to view your spending patterns, make reservations, and enjoy flexible payment options.

**Highlights:** Check bonus points balance and history, Redeem points for gifts and services, View account summaries and spending patterns, Offset transactions with bonus points, Make restaurant reservations, Access exclusive promotions and travel offers, Flexible spending with Auto Instalment programme

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CTF Life free?

CTF Life is free to download, with no in-app purchases.

### Is BEA Mall free?

BEA Mall is free to download, with no in-app purchases.

### Which has better reviews, CTF Life or BEA Mall?

BEA Mall is rated higher. CTF Life averages 3.0 out of 5 from 2 ratings, while BEA Mall averages 4.7 from 29 ratings.

### Do CTF Life or BEA Mall have ads?

Neither CTF Life nor BEA Mall shows ads.

### Which is updated more often, CTF Life or BEA Mall?

CTF Life ships an update every 5 weeks, and BEA Mall monthly. Most recently, CTF Life was updated on September 23, 2026 and BEA Mall on September 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*