# IAD Mobile vs CSOB SmartToken

IAD Mobile and CSOB SmartToken are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IAD Mobile ships an update monthly, CSOB SmartToken every 6 weeks. Both last shipped on September 18, 2026.

## The numbers

| Metric | IAD Mobile | CSOB SmartToken |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.8 (119 ratings)](https://appshunter.io/ios/app/csob-smarttoken/id1477450487/reviews)** |
| Number of ratings | — | **119** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 6 weeks |
| Monetization | — | Free |
| Size | 29 MB | 44 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 9+ |
| Developer | [IAD Investments, sprav. spol., a.s.](https://appshunter.io/developer/981185325) | [Ceskoslovenska obchodna banka, a.s.](https://appshunter.io/developer/456927882) |

## What reviewers say

### IAD Mobile

[App page](https://appshunter.io/ios/app/iad-mobile/id1463954285)

**Features:** macOS Compatibility

**In-app purchases:** none


### CSOB SmartToken

[App page](https://appshunter.io/ios/app/csob-smarttoken/id1477450487)

This secure mobile application allows clients to electronically sign transactions and log into digital banking services. It offers multiple activation methods, including biometric verification and contact center support. Optional permissions enhance convenience, and while an internet connection is needed for activation, it can function offline.

**Highlights:** Electronic transaction signing, Digital banking login, Biometric activation, Cross-device activation transfer, Optional permission grants, Offline functionality after activation

**In-app purchases:** none


## Frequently asked questions

### Is IAD Mobile free?

IAD Mobile is free to download, with no in-app purchases.

### Is CSOB SmartToken free?

CSOB SmartToken is free to download, with no in-app purchases.

### Do IAD Mobile or CSOB SmartToken have ads?

Neither IAD Mobile nor CSOB SmartToken shows ads.

### Which is updated more often, IAD Mobile or CSOB SmartToken?

IAD Mobile ships an update monthly, and CSOB SmartToken every 6 weeks. Most recently, IAD Mobile was updated on September 18, 2026 and CSOB SmartToken on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*